{
  "name": "lihtc-atlas",
  "title": "LIHTC Atlas: income limits, QCT/DDA and LIHTC properties",
  "description": "Free, read-only MCP server for low-income housing tax credit (LIHTC) data from primary sources: HUD FY2026 MTSP income and rent limits for every county (towns in New England), HUD 2027 QCT and DDA checks by address, point or tract, HUD's LIHTC property database (LIHTCPUB, revised May 28, 2026), state agencies, QAPs, 2026 credit ceilings and bond caps, IRS monthly applicable percentages, equity pricing survey medians, and 4%/9% credit and rent math. Every result cites its source, as-of date and a lihtc.loans page. No authentication.",
  "registryDescription": "LIHTC data: HUD income and rent limits, 2027 QCT/DDA checks, LIHTC properties, credit math.",
  "version": "1.0.0",
  "url": "https://lihtc.loans/mcp",
  "transport": {
    "type": "streamable-http",
    "url": "https://lihtc.loans/mcp"
  },
  "remotes": [
    {
      "type": "streamable-http",
      "url": "https://lihtc.loans/mcp"
    }
  ],
  "authentication": {
    "type": "none",
    "required": false
  },
  "protocolVersions": [
    "2026-07-28",
    "2025-11-25",
    "2025-06-18",
    "2025-03-26",
    "2024-11-05"
  ],
  "capabilities": {
    "tools": {
      "listChanged": false
    }
  },
  "tools": [
    {
      "name": "get_income_limits",
      "title": "LIHTC income and rent limits",
      "description": "HUD FY2026 MTSP income limits for a county (town in New England): every level from 20% to 80% of area median for 1 to 8 persons, HERA Special limits where HUD lists them, the area median family income, and the maximum gross rent by bedroom count at each level (IRS Pub. 5913 method). Give state + county, or fips.",
      "readOnly": true
    },
    {
      "name": "calculate_max_rent",
      "title": "Maximum LIHTC rent",
      "description": "Maximum LIHTC gross rent and tenant-paid rent for one unit: county, bedroom count and AMI level, less an optional utility allowance, from HUD FY2026 MTSP limits by the IRS Publication 5913 method, with the formula.",
      "readOnly": true
    },
    {
      "name": "check_qct_dda",
      "title": "QCT and DDA check",
      "description": "Is a site in a Qualified Census Tract or Difficult Development Area on HUD's 2027 lists (and any newer year HUD has posted)? Give a US street address (geocoded by the Census Bureau), or lat + lon, or an 11-digit 2020 census tract. Returns the tract, county, ZCTA and metro area and one result per list year.",
      "readOnly": true
    },
    {
      "name": "search_properties",
      "title": "Search LIHTC properties",
      "description": "HUD-listed LIHTC properties still monitored for compliance, in one state, optionally one city and a name or street fragment, largest first. Each result has its lihtc.loans page URL and HUD project id for get_property. Covers cities with 5 or more monitored properties.",
      "readOnly": true
    },
    {
      "name": "get_property",
      "title": "Get one LIHTC property",
      "description": "Everything HUD's LIHTC database lists for one property (units, income-restricted units, bedrooms, placed-in-service and allocation years, credit type, bonds, income test, targeting), its compliance and extended-use years, 2027 QCT/DDA status, its county's 2026 50% and 60% limits and rents, and nearby properties. Give the page url or the HUD project id.",
      "readOnly": true
    },
    {
      "name": "get_state_lihtc",
      "title": "State LIHTC facts",
      "description": "One state's allocating agency and LIHTC page, current Qualified Allocation Plan, state credit, 2026 9% credit ceiling and private activity bond cap (with the per-capita or minimum basis and population), and its count of 2027 QCTs and nonmetro DDA counties.",
      "readOnly": true
    },
    {
      "name": "get_applicable_percentages",
      "title": "IRS applicable percentages",
      "description": "The monthly 70% (9%) and 30% (4%) present value credit rates from the IRS revenue ruling, the statutory 9% and 4% floors and the rate a deal uses. Defaults to the latest month, with the last 12.",
      "readOnly": true
    },
    {
      "name": "get_equity_pricing",
      "title": "LIHTC equity pricing",
      "description": "Median net equity price per $1 of federal housing credit from CohnReznick's Housing Tax Credit Monitor, the series since late 2024, and current national fund pricing ranges.",
      "readOnly": true
    },
    {
      "name": "calculate_credits",
      "title": "LIHTC credit and equity estimate",
      "description": "Annual and 10-year housing credits and equity from eligible basis, applicable fraction, credit type (4 or 9), the optional 130% basis boost and a credit price (default: the latest public median). Uses the statutory floor unless applicable_percentage is given. Same math as the lihtc.loans credit estimator.",
      "readOnly": true
    },
    {
      "name": "get_financing_quote_link",
      "title": "LIHTC financing quote link",
      "description": "The page where a developer or owner can request a financing quote for a 4% or 9% deal (construction, tax-exempt bond, bridge, permanent, Year 15) from Janover Capital LLC, and what the desk handles. Returns a link only; it submits nothing.",
      "readOnly": true
    }
  ],
  "documentation": "https://lihtc.loans/developers/",
  "websiteUrl": "https://lihtc.loans/developers/",
  "publisher": {
    "name": "LIHTC Atlas (Janover Capital LLC)",
    "url": "https://lihtc.loans/",
    "contact": "hello@lihtc.loans"
  },
  "privacyPolicy": "https://lihtc.loans/privacy/",
  "termsOfService": "https://lihtc.loans/terms/",
  "license": "HUD, IRS and Census data is public domain; the compilation is CC BY 4.0 (credit \"Data: LIHTC Atlas (lihtc.loans)\" with a link)",
  "icon": "https://lihtc.loans/icon-512.png"
}