California

Tax credit apartments in El Cajon, CA

HUD's database lists 13 properties in El Cajon built or rehabbed with low-income housing tax credits: 1,130 apartments, 1,109 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Bella Vista Apts Phase III

545 N Mollison Ave, El Cajon, CA 92021

150 2BR

Apartments
148
Income-restricted
148
Placed in service
1998

Broadway 1

1562 E. Main St., El Cajon, CA 92021

28 1BR, 91 2BR, 42 3BR

Apartments
161
Income-restricted
160
Placed in service
2022

Broadway 2

849 N 3rd St, El Cajon, CA 92021

44 1BR, 8 2BR

Apartments
52
Income-restricted
50
Placed in service
2022

Chambers Senior Residences (Site A)

360 Linda Way, El Cajon, CA 92020

Apartments
49
Income-restricted
48
Placed in service
2013

Cornerstone Place

230 S. Sunshine Ave., El Cajon, CA 92020

48 1BR, 22 3BR

Apartments
70
Income-restricted
69
Placed in service
2019

Genesis Apartments (F.k.a El Cajon Senior Apts)

735 El Cajon Blvd, El Cajon, CA 92020

8 1BR, 1 2BR

Apartments
9
Income-restricted
8
Placed in service
2021

Key Largo Apts

380 N Mollison Ave, El Cajon, CA 92021

20 1BR, 70 2BR, 42 3BR

Apartments
132
Income-restricted
130
Placed in service
2012

Laurel Village Apts

909 Leslie Rd, El Cajon, CA 92020

24 2BR, 5 3BR, 4 4BR

Apartments
41
Income-restricted
33
Placed in service
1999

Lexington Avenue Senior Apartments

250 East Lexington Avenue, El Cajon, CA 92020

HUD lists it as senior housing · 88 1BR, 12 2BR

Apartments
100
Income-restricted
99
Placed in service
2021

Lexington Green Apts

1415 E Lexington Ave, El Cajon, CA 92019

16 1BR, 88 2BR, 40 3BR

Apartments
144
Income-restricted
142
Placed in service
2007

Pinewood Apts

241 Wisconsin Ave, El Cajon, CA 92020

47 1BR, 9 2BR

Apartments
55
Income-restricted
55
Placed in service
1998

Royal Heights Apts

12135 Royal Rd, El Cajon, CA 92021

60 2BR, 60 3BR

Apartments
120
Income-restricted
119
Placed in service
2000

Solterra

151 Chambers St, El Cajon, CA 92020

HUD lists it as senior housing · 46 1BR, 3 2BR

Apartments
49
Income-restricted
48
Placed in service
2013

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.