California

Tax credit apartments in Gilroy, CA

HUD's database lists 20 properties in Gilroy built or rehabbed with low-income housing tax credits: 1,830 apartments, 1,807 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Alexander Station

200 E 10th Street, Gilroy, CA 95020

18 1BR, 110 2BR, 102 3BR, 32 4BR

Apartments
262
Income-restricted
260
Placed in service
2019

Connell Apartments

7010 Princevalle Street, 610 And 620 Fairview Drive, Gilroy, CA 95020

1 studio, 17 1BR, 10 2BR

Apartments
28
Income-restricted
27
Placed in service
2018

Gilroy Apartments

500 I.o.o.f. Avenue, Gilroy, CA 95020

10 1BR, 26 2BR, 40 3BR, 35 4BR

Apartments
111
Income-restricted
109
Placed in service
2015

Gilroy Garden Apts

9250 Wren Ave, Gilroy, CA 95020

36 2BR, 32 3BR, 6 4BR

Apartments
74
Income-restricted
73
Placed in service
1998

Gilroy Park Investors

260 Farrell Ave, Gilroy, CA 95020

12 1BR, 40 2BR, 20 3BR, 2 4BR

Apartments
74
Income-restricted
73
Placed in service
2013

Glen Loma Ranch Apartments

1335 W. Luchessa Avenue, Gilroy, CA 95020

61 1BR, 56 2BR, 40 3BR

Apartments
158
Income-restricted
156
Placed in service
2022

Lilly Gardens Apts

8800 Lilly Ave, Gilroy, CA 95020

12 1BR, 64 2BR, 8 3BR

Apartments
84
Income-restricted
83
Placed in service
2002

Monterey Gateway Apartments

6500 Monterey Road, Gilroy, CA 95020

HUD lists it as senior housing · 60 1BR, 15 2BR

Apartments
75
Income-restricted
74
Placed in service
2020

Monterra Village

860-950 Mantelli Drive, Gilroy, CA 95020

14 2BR, 16 3BR, 4 4BR

Apartments
34
Income-restricted
33
Placed in service
2018

Monticelli Apts

841 Monticelli Dr, Gilroy, CA 95020

26 1BR, 26 3BR

Apartments
52
Income-restricted
51
Placed in service
2002

Plum Tree Apts

1055 Montebello Dr, Gilroy, CA 95020

HUD lists it as senior housing · 69 1BR, 1 2BR

Apartments
70
Income-restricted
69
Placed in service
2000

Redwoods Apts

9005 Kern Ave, Gilroy, CA 95020

5 2BR, 12 3BR, 7 4BR

Apartments
24
Income-restricted
24
Placed in service
1992

Sobrato Transitional Apts

9369 Monterey Rd, Gilroy, CA 95020

40 2BR, 20 3BR

Apartments
60
Income-restricted
59
Placed in service
2006

Sunset Gardens

7750 Wren Ave, Gilroy, CA 95020

HUD lists it as senior housing · 70 1BR, 5 2BR

Apartments
75
Income-restricted
73
Placed in service
2011

The Cannery

111 Lewis Street, Gilroy, CA 95020

5 1BR, 71 2BR, 28 3BR

Apartments
104
Income-restricted
103
Placed in service
2019

The Redwoods + Wheeler Manor; Scattered-site

9005 Kern Ave / 651. W Sixth Street, Gilroy, CA 95020

116 1BR, 7 2BR, 12 3BR, 6 4BR

Apartments
141
Income-restricted
139
Placed in service
2018

Village At First (Fka 1st And Kern Apartments)

975 1st Street, Gilroy, CA 95020

24 1BR, 66 2BR, 30 3BR

Apartments
120
Income-restricted
119
Placed in service
2023

Village At Santa Teresa F.k.a. Hecker Pass Apartments

1520 Hecker Pass Highway, Gilroy, CA 95020

55 2BR, 45 3BR

Apartments
100
Income-restricted
99
Placed in service
2024

Village Green Apts

1525 Margareta Pl, Gilroy, CA 95020

HUD lists it as senior housing · 53 1BR, 22 2BR

Apartments
75
Income-restricted
74
Placed in service
2003

Wheeler Manor

651 W Sixth St, Gilroy, CA 95020

109 1BR

Apartments
109
Income-restricted
109
Placed in service
1993

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.