California

Tax credit apartments in Watsonville, CA

HUD's database lists 14 properties in Watsonville built or rehabbed with low-income housing tax credits: 761 apartments, 752 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Jardines Del Valle

76 Murphy Rd, Watsonville, CA 95076

Apartments
18
Income-restricted
18
Placed in service
1997

Northgate Apts

485 Holohan Rd, Watsonville, CA 95076

82 3BR

Apartments
82
Income-restricted
81
Placed in service
2000

Pacifica Apts

201 Pacifica Blvd, Watsonville, CA 95076

13 2BR, 7 3BR

Apartments
19
Income-restricted
19
Placed in service
2011

Pajaro Court

170 Pennsylvania Dr, Watsonville, CA 95076

Apartments
10
Income-restricted
10
Placed in service
1994

Pippin Orchards Apartments

56 Atkinson Lane, Watsonville, CA 95076

3 1BR, 29 2BR, 14 3BR

Apartments
46
Income-restricted
45
Placed in service
2018

San Andreas Farm Labor Camp

295 San Andreas Rd, Watsonville, CA 95076

2 1BR, 4 2BR, 24 3BR, 12 4BR

Apartments
43
Income-restricted
42
Placed in service
2001

Schapiro Knolls

33 Minto Rd, Watsonville, CA 95076

22 1BR, 32 2BR, 27 3BR, 7 4BR

Apartments
87
Income-restricted
87
Placed in service
2013

Stone Creek Apts

300 Bree Ln, Watsonville, CA 95076

12 1BR, 40 2BR, 60 3BR, 8 4BR

Apartments
120
Income-restricted
119
Placed in service
2000

Tabasa Gardens

1482 Freedom Blvd., Watsonville, CA 95076

Apartments
53
Income-restricted
52
Placed in service
2024

Tierra Linda

490 Beck St, Watsonville, CA 95076

Apartments
18
Income-restricted
18
Placed in service
1994

Via Del Mar

124 W Beach St, Watsonville, CA 95076

7 1BR, 20 2BR, 13 3BR

Apartments
40
Income-restricted
39
Placed in service
2005

Villa La Posada

34 Ortega Dr, Watsonville, CA 95076

Apartments
42
Income-restricted
42
Placed in service
1993

Villas Del Paraiso

340a Paraiso Dr, Watsonville, CA 95076

10 1BR, 24 2BR, 12 3BR, 5 4BR

Apartments
51
Income-restricted
50
Placed in service
2005

Vista Montana Apts (Watsonville)

790 Vista Montana Dr, Watsonville, CA 95076

60 2BR, 51 3BR, 21 4BR

Apartments
132
Income-restricted
130
Placed in service
2004

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.