Florida

Tax credit apartments in Lakeland, FL

HUD's database lists 15 properties in Lakeland built or rehabbed with low-income housing tax credits: 1,906 apartments, 1,896 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Aida Palms

140 Aida Street, Lakeland, FL 33805

32 1BR, 52 2BR, 12 3BR

Apartments
96
Income-restricted
96
Placed in service
2018

Banyan Reserve Senior

940 Serenity Hills Drive, Lakeland, FL 33805

HUD lists it as senior housing · 70 1BR, 69 2BR

Apartments
139
Income-restricted
139
Placed in service
2020

Cambridge Cove

1700 Cambridge Cove Pass, Lakeland, FL 33810

48 1BR, 88 2BR, 40 3BR, 24 4BR

Apartments
200
Income-restricted
200
Placed in service
2002

Carrington Place

1141 Kettles Ave, Lakeland, FL

19 2BR, 9 3BR, 12 4BR

Apartments
40
Income-restricted
40
Placed in service
2002

Colton Meadow

1919 W Tenth St, Lakeland, FL 33805

50 2BR, 20 3BR, 2 4BR

Apartments
72
Income-restricted
72
Placed in service
2011

Kathleen Pointe

1810 Grand Bay Cir, Lakeland, FL 33810

56 3BR, 24 4BR

Apartments
80
Income-restricted
80
Placed in service
2008

Lakewood Terrace

1315 W 14th St, Lakeland, FL 33805

16 1BR, 40 2BR, 60 3BR, 16 4BR

Apartments
132
Income-restricted
132
Placed in service
2009

Midtown Lofts

729 E Parker Street, Lakeland, FL 33801

Apartments
80
Income-restricted
72
Placed in service
2021

Providence Reserve

815 Providence Reserve Loop, Lakeland, FL 33805

132 2BR, 72 3BR, 16 4BR

Apartments
220
Income-restricted
218
Placed in service
1999

Renaissance At Washington Ridge

1550 Hawkins Way, Lakeland, FL 33805

HUD lists it as senior housing · 78 1BR, 78 2BR, 36 3BR, 4 4BR

Apartments
196
Income-restricted
196
Placed in service
2003

St Luke's Life Center

909 Quincy St, Lakeland, FL 33815

HUD lists it as senior housing · 76 1BR, 74 2BR

Apartments
150
Income-restricted
150
Placed in service
2007

Twin Lakes Estates I

501 Hartsell Avenue, Lakeland, FL 33815

50 1BR, 50 2BR

Apartments
100
Income-restricted
100
Placed in service
2019

Villages At Noah S Landing

4700 Melody Lane, Lakeland, FL 33805

10 2BR, 20 3BR, 8 4BR

Apartments
126
Income-restricted
126
Placed in service
2018

Villas At Lake Bonnet

303 N Brunnell Pkwy, Lakeland, FL 33815

60 2BR, 15 3BR

Apartments
75
Income-restricted
75
Placed in service
2011

Wilmington

5425 Wilmington Blvd, Lakeland, FL 33813

40 1BR, 100 2BR, 60 3BR

Apartments
200
Income-restricted
200
Placed in service
2003

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.