Florida

Tax credit apartments in Pensacola, FL

HUD's database lists 16 properties in Pensacola built or rehabbed with low-income housing tax credits: 1,849 apartments, 1,763 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Alabaster Gardens

929 Massachusetts Ave, Pensacola, FL 32505

HUD lists it as senior housing · 74 1BR, 73 2BR

Apartments
147
Income-restricted
146
Placed in service
2007

Arbours At Ensley

8810 Sonnyboy Ln, Pensacola, FL 32514

20 1BR, 48 2BR, 44 3BR

Apartments
112
Income-restricted
112
Placed in service
2008

Englewood Senior

1810 W Cervantes St, Pensacola, FL 32501

HUD lists it as senior housing · 46 1BR, 46 2BR

Apartments
92
Income-restricted
92
Placed in service
2008

Fairfield Manor

1412 West Fairfield Drive, Pensacola, FL 32501

46 1BR, 46 2BR

Apartments
92
Income-restricted
92
Placed in service
2015

Johnson Lakes

1400 East Johnson Avenue, Pensacola, FL 32514

HUD lists it as senior housing · 60 1BR, 54 2BR, 6 3BR

Apartments
160
Income-restricted
160
Placed in service
2008

Lucas Creek

7815 Lilac Lane, Pensacola, FL 32514

HUD lists it as senior housing · 2 studio, 59 1BR, 32 2BR

Apartments
93
Income-restricted
93
Placed in service
2020

Morris Court II

1351 N K St, Pensacola, FL 32501

12 1BR, 50 2BR, 12 3BR

Apartments
74
Income-restricted
74
Placed in service
2008

Morris Court III

1301 North M Street, Pensacola, FL 32501

HUD lists it as senior housing · 38 1BR

Apartments
50
Income-restricted
50
Placed in service
2009

Palafox Landing

7220 N. Palafox Street, Pensacola, FL 32503

64 2BR, 32 3BR

Apartments
96
Income-restricted
96
Placed in service
2011

Peachtree Commons

4600 Twin Oaks Dr, Pensacola, FL 32506

142 1BR, 76 2BR

Apartments
218
Income-restricted
218
Placed in service
1993

Pines At Warrington

4101 W Navy Blvd, Pensacola, FL 32507

24 1BR, 76 2BR, 60 3BR

Apartments
160
Income-restricted
144
Placed in service
2007

Silurian Pond

2800 Hollywood Ave, Pensacola, FL 32505

40 2BR, 32 3BR

Apartments
72
Income-restricted
72
Placed in service
2009

Stoddert Place

150 Tiger Lily Dr, Pensacola, FL 32506

24 1BR, 129 2BR, 167 3BR

Apartments
320
Income-restricted
252
Placed in service
1998

Sugar Hill

10155 Guidy Ln, Pensacola, FL 32514

6 1BR, 37 2BR, 8 3BR

Apartments
51
Income-restricted
50
Placed in service
2007

Vista 17 At Cervantes

1717 West Cervantes Street, Pensacola, FL 32501

72 2BR

Apartments
72
Income-restricted
72
Placed in service
2020

Wesley Scott Place

3300 W Scott St, Pensacola, FL 32505

36 1BR, 4 2BR

Apartments
40
Income-restricted
40
Placed in service
2000

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.