Hawaii

Tax credit apartments in Hilo, HI

HUD's database lists 8 properties in Hilo built or rehabbed with low-income housing tax credits: 474 apartments, 468 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

2020 Kinoole Senior Residences

2020 Kinoole St, Hilo, HI 96720

HUD lists it as senior housing · 29 1BR

Apartments
30
Income-restricted
29
Placed in service
2007

E Komo Mai Apts

816 Kinoole St, Hilo, HI 96720

35 1BR, 9 2BR

Apartments
45
Income-restricted
44
Placed in service
2011

Hale Hoaloha

119 W Lanikaula St, Hilo, HI 96720

12 1BR, 30 2BR, 29 3BR, 9 4BR

Apartments
81
Income-restricted
80
Placed in service
2001

Kamana Elderly

145 Kamana St, Hilo, HI 96720

HUD lists it as senior housing · 61 1BR

Apartments
62
Income-restricted
61
Placed in service
2016

Mohouli Heights Senior Neighborhood Phase 1

555 Kupuna Pl, Hilo, HI 96720

HUD lists it as senior housing · 59 1BR

Apartments
59
Income-restricted
59
Placed in service
2013

Mohouli Heights Senior Neighborhood Phase 2

565 Kupuna Place, Hilo, HI 96720

HUD lists it as senior housing · 30 1BR

Apartments
30
Income-restricted
30
Placed in service
2017

Mohouli Heights Senior Neighborhood Phase 3

571 Kupuna Pl, Hilo, HI 96720

HUD lists it as senior housing · 92 1BR

Apartments
93
Income-restricted
92
Placed in service
2020

Riverside Apartments

333 Ohai St, Hilo, HI 96720

12 1BR, 55 2BR, 6 3BR

Apartments
74
Income-restricted
73
Placed in service
2014

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.