Hawaii

Tax credit apartments in Pearl City, HI

HUD's database lists 6 properties in Pearl City built or rehabbed with low-income housing tax credits: 714 apartments, 709 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Hale Mohalu II Family

787 Kamehameha Highway, Pearl City, HI 96782

63 2BR, 21 3BR

Apartments
84
Income-restricted
84
Placed in service
2014

Hale Mohalu II Family IV

779 Kamehameha Highway, Pearl City, HI 96782

63 2BR, 21 3BR

Apartments
84
Income-restricted
84
Placed in service
2015

Hale Mohalu II Senior

787 Kamehameha Hwy, Pearl City, HI 96782

HUD lists it as senior housing · 163 1BR

Apartments
164
Income-restricted
163
Placed in service
2014

Hale Mohalu Senior Apts

800 Third St, Pearl City, HI 96782

HUD lists it as senior housing · 178 studio, 30 1BR

Apartments
210
Income-restricted
208
Placed in service
1996

Hale O Hauoli

950 Luehu St, Pearl City, HI 96782

HUD lists it as senior housing · 99 1BR

Apartments
100
Income-restricted
99
Placed in service
2000

Manana Gardens Apts

949 Luehu St, Pearl City, HI 96782

71 2BR

Apartments
72
Income-restricted
71
Placed in service
2000

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.