Indiana

Tax credit apartments in Elkhart, IN

HUD's database lists 9 properties in Elkhart built or rehabbed with low-income housing tax credits: 986 apartments, 921 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Ashton Pines Phase I

4353 Balsam Fir Ln, Elkhart, IN 46517

48 1BR, 56 2BR, 40 3BR

Apartments
144
Income-restricted
106
Placed in service
2003

Garden View Senior Apartments

1119 N Main, Elkhart, IN 46514

HUD lists it as senior housing · 13 1BR, 42 2BR

Apartments
55
Income-restricted
55
Placed in service
2018

Hellenic Senior Living Of Elkhart

2528 Bypass Rd, Elkhart, IN 46514

52 studio, 84 1BR

Apartments
136
Income-restricted
136
Placed in service
2019

North Lake Apts

25800 Brookstream Cir, Elkhart, IN 46514

48 1BR, 92 2BR, 52 3BR

Apartments
192
Income-restricted
167
Placed in service
2004

Overlook

58720 Vista Blvd, Elkhart, IN 46517

60 1BR, 64 2BR, 64 3BR

Apartments
188
Income-restricted
188
Placed in service
2002

River Run Apartments

740 Prairie St, Elkhart, IN 46516

30 1BR, 60 2BR, 30 3BR

Apartments
120
Income-restricted
120
Placed in service
2016

Roosevelt Center

215 E Indiana Ave, Elkhart, IN 46516

6 1BR, 22 2BR, 8 3BR

Apartments
35
Income-restricted
33
Placed in service
2008

The Water Tower Place Apts

320 La Salle St, Elkhart, IN 46516

9 1BR, 40 2BR, 3 3BR

Apartments
44
Income-restricted
44
Placed in service
2008

Town & Country

1221 Georgia Blvd, Elkhart, IN 46514

48 2BR, 24 3BR

Apartments
72
Income-restricted
72
Placed in service
2002

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.