Indiana

Tax credit apartments in Gary, IN

HUD's database lists 25 properties in Gary built or rehabbed with low-income housing tax credits: 3,230 apartments, 3,045 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Broadway Lofts

701 Broadway, Gary, IN 46402

Apartments
38
Income-restricted
38
Placed in service
2022

Carolyn Mosby Apartments

650 Jackson St, Gary, IN 46402

136 1BR, 5 2BR

Apartments
142
Income-restricted
142
Placed in service
2023

Concord Commons 1

2002 Hanley Street, Gary, IN 46406

24 1BR, 100 2BR, 32 3BR

Apartments
156
Income-restricted
156
Placed in service
2017

Concord Commons II

1901 1920 Burr Street, Gary, IN 46406

24 1BR, 174 2BR

Apartments
198
Income-restricted
198
Placed in service
2017

Dalton Apts

131 E Fifth Ave, Gary, IN 46402

2 1BR, 29 2BR, 26 3BR

Apartments
67
Income-restricted
57
Placed in service
2011

Duneland Village

544 S Lake St, Gary, IN 46403

10 1BR, 67 2BR, 43 3BR, 11 4BR

Apartments
131
Income-restricted
101
Placed in service
2004

Emerson Housing

2122 Virginia St, Gary, IN 46407

10 2BR, 34 3BR

Apartments
44
Income-restricted
44
Placed in service
2002

Gary Manor Apts

1116 Washington St, Gary, IN 46407

171 1BR, 20 2BR, 6 3BR

Apartments
198
Income-restricted
197
Placed in service
2011

Homewood Village

2173 Carolina St, Gary, IN 46407

87 2BR, 5 4BR

Apartments
92
Income-restricted
92
Placed in service
2006

Horace Mann Hope Development VI

660 Washington St, Gary, IN 46402

14 1BR, 68 2BR, 32 3BR, 9 4BR

Apartments
123
Income-restricted
89
Placed in service
2006

Lancaster

2122 Virginia St, Gary, IN 46407

13 1BR, 14 2BR, 29 3BR, 4 4BR

Apartments
60
Income-restricted
49
Placed in service
2003

Madison Ave Townhomes

1352 Jefferson St, Gary, IN 46407

80 3BR

Apartments
80
Income-restricted
80
Placed in service
1997

Northwest Indiana Veterans Village

839 Massachusetts St, Gary, IN 46402

44 1BR

Apartments
44
Income-restricted
44
Placed in service
2015

Oak Knoll Renaissance Apts

4200 W 23rd Ave, Gary, IN 46404

28 1BR, 102 2BR, 102 3BR, 24 4BR

Apartments
256
Income-restricted
256
Placed in service
1995

Park Shore Commons

860 N Wells St, Gary, IN 46403

90 1BR, 104 2BR, 52 3BR

Apartments
246
Income-restricted
246
Placed in service
2012

Serenity Lake Senior Independent Living Facility

5601 Melton Rd, Gary, IN 46402

40 1BR, 60 2BR

Apartments
100
Income-restricted
100
Placed in service
2011

Small Farms Renewal

1990 W 24th Ln, Gary, IN 46404

64 1BR, 136 2BR

Apartments
200
Income-restricted
200
Placed in service
2006

South Shore Commons

1201 W 20th Ave, Gary, IN 46407

48 1BR, 12 2BR

Apartments
60
Income-restricted
60
Placed in service
2013

St John Homes

2173 Carolina St, Gary, IN 46407

90 2BR, 48 3BR, 6 4BR

Apartments
144
Income-restricted
144
Placed in service
1995

Village Of Hope

400 W 12th Ave, Gary, IN 46407

22 1BR, 20 2BR, 2 3BR

Apartments
44
Income-restricted
44
Placed in service
2017

Willows On Clark Road Apts

435 Clark Rd, Gary, IN 46406

50 1BR, 94 2BR, 58 3BR

Apartments
202
Income-restricted
122
Placed in service
1999

Windsor Square Apts

430 S Grand Blvd, Gary, IN 46403

2 studio, 42 1BR, 42 2BR, 5 3BR, 16 4BR

Apartments
107
Income-restricted
88
Placed in service
2002

Woodlake Village I

8901 E 5th Ave, Gary, IN 46403

32 1BR, 216 2BR, 16 3BR

Apartments
264
Income-restricted
264
Placed in service
2015

Woodlake Village II

9101 East 5th Appr Avenue, Gary, IN 46403

25 1BR, 145 2BR

Apartments
170
Income-restricted
170
Placed in service
2017

Woodlake Village III

8901 E 5th Ave, Gary, IN 46403

56 1BR, 8 2BR

Apartments
64
Income-restricted
64
Placed in service
2017

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.