Indiana

Tax credit apartments in Mishawaka, IN

HUD's database lists 8 properties in Mishawaka built or rehabbed with low-income housing tax credits: 804 apartments, 777 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Arbors At Ironwood Apts I

1310 Blossom Dr, Mishawaka, IN 46544

8 1BR, 48 2BR, 32 3BR

Apartments
88
Income-restricted
88
Placed in service
2001

Arbors At Ironwood Apts II

1310 Blossom Dr, Mishawaka, IN 46544

8 1BR, 16 2BR, 16 3BR

Apartments
40
Income-restricted
40
Placed in service
2001

Hellenic Senior Living Of Mishawaka

1540 S Logan St, Mishawaka, IN 46544

55 studio, 81 1BR

Apartments
136
Income-restricted
136
Placed in service
2020

Ironwood Village Apartments

1310 Blossom Dr, Mishawaka, IN 46544

16 1BR, 64 2BR, 48 3BR

Apartments
128
Income-restricted
128
Placed in service
2019

Mishawaka River Center Apts

402 Lincolnway W, Mishawaka, IN 46544

17 1BR, 15 2BR

Apartments
37
Income-restricted
32
Placed in service
2012

Parkview Terrace Apts

1110 Dodge Ave, Mishawaka, IN 46544

36 1BR, 54 2BR, 18 3BR, 4 4BR

Apartments
112
Income-restricted
112
Placed in service
2012

Silver Birch Of Mishawaka

3630 Hickory Rd, Mishawaka, IN 46545

68 studio, 51 1BR

Apartments
119
Income-restricted
119
Placed in service
2019

The Preserve At Fir Road

2705 Spicer Ln, Mishawaka, IN 46545

76 2BR, 46 3BR, 22 4BR

Apartments
144
Income-restricted
122
Placed in service
2008

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.