Indiana

Tax credit apartments in South Bend, IN

HUD's database lists 18 properties in South Bend built or rehabbed with low-income housing tax credits: 1,167 apartments, 1,149 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

1349 E Dubail Ave

1349 E Dubail Ave, South Bend, IN 46613

1 3BR

Apartments
1
Income-restricted
1
Placed in service
1992

Arbors At Belleville Park III

23291 Belleville Cir, South Bend, IN 46619

20 2BR, 12 3BR, 8 4BR

Apartments
40
Income-restricted
38
Placed in service
2007

Cedar Glen Apartments

425 S 25th St, South Bend, IN 46615

39 1BR, 140 2BR

Apartments
179
Income-restricted
179
Placed in service
2021

Dunedin Apts Phase II

53880 Generations Dr, South Bend, IN 46635

36 1BR, 36 2BR, 12 3BR

Apartments
84
Income-restricted
84
Placed in service
1998

Emerald Pointe Apartments (Formerly Dunedin I & Ii)

53880 Generations Drive, South Bend, IN 46635

60 1BR, 84 2BR, 23 3BR

Apartments
167
Income-restricted
167
Placed in service
2023

Heritage Place At Lasalle Square

3224 Ardmore Trail, South Bend, IN 46628

HUD lists it as senior housing · 28 1BR, 44 2BR

Apartments
72
Income-restricted
72
Placed in service
2012

Historic Dunbar Corner

118 N Walnut St, South Bend, IN 46628

1 1BR, 10 2BR, 4 3BR

Apartments
15
Income-restricted
15
Placed in service
1992

Historic Rushton Apts

501 W Washington St, South Bend, IN 46601

Apartments
23
Income-restricted
23
Placed in service
2013

Hoffman Hotel Apartments

120 W Lasalle Avenue, South Bend, IN 46601

12 studio, 32 1BR, 4 2BR

Apartments
48
Income-restricted
48
Placed in service
2016

Hope Transitional Housing

432 S Lafayette Blvd, South Bend, IN 46601

1 1BR, 17 2BR, 4 4BR

Apartments
22
Income-restricted
22
Placed in service
2006

New Heritage Homes Southeast

501 Pennsylvania Ave, South Bend, IN 46601

31 2BR, 23 3BR

Apartments
54
Income-restricted
54
Placed in service
2012

Prairie Apts Phase I

2630 Prairie Ave, South Bend, IN 46614

8 1BR, 60 2BR, 44 3BR, 16 4BR

Apartments
108
Income-restricted
108
Placed in service
2008

Prairie Apts Phase II

2630 Prairie Ave, South Bend, IN 46614

12 1BR, 48 2BR, 24 3BR, 12 4BR

Apartments
96
Income-restricted
96
Placed in service
2011

South Bend Mutual Homes

Scattered Site, South Bend, IN 46616

6 2BR, 14 3BR, 4 4BR

Apartments
24
Income-restricted
24
Placed in service
2016

South Bend Permanent Supportive Housing (D.b.a. Oliver Apartments)

924 W Indiana St, South Bend, IN 46613

32 1BR

Apartments
32
Income-restricted
32
Placed in service
2017

St Joseph County Ywca Residence

1102 Fellows St, South Bend, IN 46601

29 studio, 1 2BR

Apartments
30
Income-restricted
26
Placed in service
2003

The Robertson's Building

211 S Michigan St, South Bend, IN 46601

5 studio, 57 1BR, 30 2BR

Apartments
92
Income-restricted
80
Placed in service
1997

Washington Dunbar Homes

118 N Walnut St, South Bend, IN 46628

1 1BR, 49 2BR, 30 3BR

Apartments
80
Income-restricted
80
Placed in service
2011

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.