Kentucky

Tax credit apartments in Covington, KY

HUD's database lists 20 properties in Covington built or rehabbed with low-income housing tax credits: 687 apartments, 687 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

1006 Greenup St

1006 Greenup St, Covington, KY 41011

Apartments
2
Income-restricted
2
Placed in service
1991

14 W 10th St

14 W Tenth St, Covington, KY 41011

Apartments
26
Income-restricted
26
Placed in service
1990

344 E 13th St

344 E 13th St, Covington, KY 41011

Apartments
3
Income-restricted
3
Placed in service
1991

701 Madison Ave

701 Madison Ave, Covington, KY 41011

Apartments
6
Income-restricted
6
Placed in service
1991

731 Philadelphia St

731 Philadelphia St, Covington, KY 41011

Apartments
3
Income-restricted
3
Placed in service
1991

908 Greenup St

908 Greenup St, Covington, KY 41011

Apartments
2
Income-restricted
2
Placed in service
1991

Academy Flats Senior Housing

Woodburn Ave., Covington, KY 41011

HUD lists it as senior housing · 26 1BR

Apartments
26
Income-restricted
26
Placed in service
2007

Anawim Project

Covington, KY

Apartments
21
Income-restricted
21
Placed in service
1995

Eastside Revitalization I

Trevor Street, Covington, KY 41011

2 1BR, 19 2BR, 3 3BR

Apartments
24
Income-restricted
24
Placed in service
2008

Eastside Revitalization Lll

East 11th Street, Covington, KY 41011

9 1BR, 17 2BR, 5 3BR

Apartments
31
Income-restricted
31
Placed in service
2010

Eastside Revitilization II

Pleasant Street, Covington, KY 41011

12 1BR, 17 2BR, 4 3BR

Apartments
33
Income-restricted
33
Placed in service
2009

Gardens At Greenup

Greenup, Covington, KY 41011

11 2BR, 8 3BR, 1 4BR

Apartments
20
Income-restricted
20
Placed in service
2021

Lasalette Gardens Apartments

Greenup Street, Covington, KY 41011

HUD lists it as senior housing · 50 1BR, 26 4BR

Apartments
76
Income-restricted
76
Placed in service
2013

Lincoln Grant Scholar House

Greenup Street, Covington, KY 41011

36 2BR, 9 3BR

Apartments
45
Income-restricted
45
Placed in service
2017

Lookout Ridge

Crisnoc Ct, Covington, KY

Apartments
30
Income-restricted
30
Placed in service
1994

Panorama Apartments East

Brent Spence Square, Covington, KY 41011

HUD lists it as senior housing · 91 1BR, 13 4BR

Apartments
104
Income-restricted
104
Placed in service
2009

Rivers Edge At Eastside Pointe - Fka Jacob Price

Greenup Street, Covington, KY 41011

39 1BR, 63 2BR, 18 3BR

Apartments
120
Income-restricted
120
Placed in service
2016

St. Aloysius - St. Clair

West 8th Street, Covington, KY 41011

HUD lists it as senior housing · 33 1BR, 1 3BR, 14 4BR

Apartments
48
Income-restricted
48
Placed in service
2013

Thomas Edison School Apartments

Scott Blvd., Covington, KY 41011

14 1BR, 8 2BR, 4 3BR

Apartments
26
Income-restricted
26
Placed in service
2011

Wh Mainstrasse I

Scattered Sites, Covington, KY 41011

20 1BR, 13 2BR, 2 3BR, 6 4BR

Apartments
41
Income-restricted
41
Placed in service
2017

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.