Kentucky

Tax credit apartments in Henderson, KY

HUD's database lists 14 properties in Henderson built or rehabbed with low-income housing tax credits: 581 apartments, 581 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Aislynn Village

Old Corydon Rd., Henderson, KY 42420

HUD lists it as senior housing · 40 2BR

Apartments
40
Income-restricted
40
Placed in service
2007

Audubon School Apartments

Clay Street, Henderson, KY 42420

HUD lists it as senior housing · 30 1BR, 19 2BR

Apartments
49
Income-restricted
49
Placed in service
2021

Cambridge Pointe Apartments

Zion Rd., Henderson, KY 42420

32 2BR, 16 3BR

Apartments
48
Income-restricted
48
Placed in service
1998

Cottages Of Henderson

Arbor Dr., Henderson, KY 42420

48 2BR, 48 3BR

Apartments
96
Income-restricted
96
Placed in service
2000

Henderson Station I

Washington St., Henderson, KY 42420

22 2BR, 8 3BR

Apartments
30
Income-restricted
30
Placed in service
1997

Henderson Station II

Center St., Henderson, KY 42420

22 2BR, 8 3BR

Apartments
30
Income-restricted
30
Placed in service
1997

Saddlebrook Apartments, Phase I

Saddlebrook Dr., Henderson, KY 42420

16 1BR, 16 2BR, 8 3BR

Apartments
40
Income-restricted
40
Placed in service
1995

Saddlebrook Apartments, Phase III

Saddlebrook Dr., Henderson, KY 42420

8 1BR, 24 2BR, 12 3BR, 4 4BR

Apartments
48
Income-restricted
48
Placed in service
2005

Sand Lane Manor

Sand Ln., Henderson, KY 42420

HUD lists it as senior housing · 16 1BR, 8 2BR

Apartments
24
Income-restricted
24
Placed in service
1998

St. Joseph Community Apartments

Third Street, Henderson, KY 42420

HUD lists it as senior housing · 34 1BR

Apartments
34
Income-restricted
34
Placed in service
2009

Warm Residences

North Mckinley Street, Henderson, KY 42420

24 2BR, 8 3BR

Apartments
32
Income-restricted
32
Placed in service
2011

Warm Residences II

N. Mckinley, Henderson, KY 42420

32 2BR

Apartments
32
Income-restricted
32
Placed in service
2016

Windy Way Apartments

Dr. Anthony M. Brooks St., Henderson, KY 42420

20 2BR, 20 3BR

Apartments
40
Income-restricted
40
Placed in service
2022

Women's Addiction Recovery Manor

N. Mckinley Street, Henderson, KY 42419

38 4BR

Apartments
38
Income-restricted
38
Placed in service
2007

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.