Baptist Town Estates
Orchard St., Owensboro, KY 42302
14 3BR
- Apartments
- 4
- Income-restricted
- 4
- Placed in service
- 2001
Kentucky
Tax credit apartments in Owensboro, KY
HUD's database lists 11 properties in Owensboro built or rehabbed with low-income housing tax credits: 450 apartments, 449 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.
Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.
LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.
Collyns Estates
Professional Park Drive, Owensboro, KY 42303
24 1BR, 48 2BR
- Apartments
- 72
- Income-restricted
- 72
- Placed in service
- 2018
Cottages Of Mechanicsville
W. 10th Street, Owensboro, KY 42301
22 3BR
- Apartments
- 22
- Income-restricted
- 22
- Placed in service
- 2013
Garden Grace
Friendship Dr., Owensboro, KY 42303
HUD lists it as senior housing · 54 1BR, 8 2BR
- Apartments
- 62
- Income-restricted
- 62
- Placed in service
- 2006
Horizon Place
East 18th Street, Owensboro, KY 42303
HUD lists it as senior housing · 34 2BR
- Apartments
- 34
- Income-restricted
- 34
- Placed in service
- 2009
Independence Heights
Strawbridge Place, Owensboro, KY 42301
24 2BR, 1 3BR
- Apartments
- 25
- Income-restricted
- 24
- Placed in service
- 2009
Jude Junction
Professional Park Drive, Owensboro, KY 42303
8 1BR, 32 2BR, 8 3BR
- Apartments
- 48
- Income-restricted
- 48
- Placed in service
- 2024
Owensboro Historic Residences
E. 9th Street / 630 Clay Street, Owensboro, KY 42303
5 1BR, 24 2BR
- Apartments
- 29
- Income-restricted
- 29
- Placed in service
- 2018
Owensboro Regional Recovery
Veach Road, Owensboro, KY 42303
38 1BR
- Apartments
- 38
- Income-restricted
- 38
- Placed in service
- 2009
Presidents Place
Friendship Drive, Owensboro, KY 42301
HUD lists it as senior housing · 30 1BR, 30 2BR
- Apartments
- 60
- Income-restricted
- 60
- Placed in service
- 2011
The Learning Villa Scholar House
18th Street, Owensboro, KY 42303
56 2BR
- Apartments
- 56
- Income-restricted
- 56
- Placed in service
- 2008
Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.
How tax credit apartments work
Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.
To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.
You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.