Kentucky

Tax credit apartments in Shelbyville, KY

HUD's database lists 11 properties in Shelbyville built or rehabbed with low-income housing tax credits: 412 apartments, 404 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Breas Crossing

Squire Circle, Shelbyville, KY 40065

HUD lists it as senior housing · 24 1BR, 20 2BR

Apartments
44
Income-restricted
44
Placed in service
2016

Breas Crossing II

Squire Circle, Shelbyville, KY 40065

HUD lists it as senior housing · 21 1BR, 16 2BR

Apartments
37
Income-restricted
37
Placed in service
2021

Cherrywood Apartments

Willowwood Drive, Shelbyville, KY 40065

12 1BR, 12 2BR

Apartments
24
Income-restricted
24
Placed in service
2011

Clark Single Family Project-shelbyville

Douglas Ct., Shelbyville, KY 40065

24 4BR

Apartments
24
Income-restricted
24
Placed in service
1999

Cola Commons

Frankfort Rd., Shelbyville, KY 40065

17 2BR, 14 3BR

Apartments
31
Income-restricted
31
Placed in service
2004

Indian Ridge Apartments

Indian Ridge Rd., Shelbyville, KY 40065

HUD lists it as senior housing · 32 1BR, 56 2BR, 9 3BR

Apartments
97
Income-restricted
97
Placed in service
2015

Maidie Lane

Maidie Ln., Shelbyville, KY 40065

23 3BR

Apartments
1
Income-restricted
1
Placed in service
2002

Marian Village Apartments

Short St., Shelbyville, KY 40065

28 2BR, 4 3BR

Apartments
32
Income-restricted
24
Placed in service
2004

Midland Square Apartments

Mack Walters Road, Shelbyville, KY 40065

1 1BR, 38 2BR, 6 3BR

Apartments
45
Income-restricted
45
Placed in service
2015

Moesser House

West Main Street, Shelbyville, KY 40065

HUD lists it as senior housing · 28 1BR, 21 2BR, 4 3BR

Apartments
53
Income-restricted
53
Placed in service
2005

Shelbyville I

Midland Blvd., Shelbyville, KY 40065

24 4BR

Apartments
24
Income-restricted
24
Placed in service
1997

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.