Admiral Oaks Apts
445 Captains Cir, Annapolis, MD 21401
104 2BR, 43 3BR, 12 4BR
- Apartments
- 159
- Income-restricted
- 159
- Placed in service
- 2009
Maryland
Tax credit apartments in Annapolis, MD
HUD's database lists 14 properties in Annapolis built or rehabbed with low-income housing tax credits: 1,407 apartments, 1,391 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.
Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.
LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.
Annapolis Gardens
1832 Bowman Dr, Annapolis, MD 21401
- Apartments
- 150
- Income-restricted
- 150
- Placed in service
- 2010
Bay Ridge Gardens LP
1 Bens Dr, Annapolis, MD 21403
90 3BR, 108 4BR
- Apartments
- 198
- Income-restricted
- 198
- Placed in service
- 2011
Bowman Pl/hms At Monument/timothyhs
29 West Washington Street, Annapolis, MD 21401
60 1BR, 21 3BR
- Apartments
- 81
- Income-restricted
- 81
- Placed in service
- 2017
College Creek Phase II
93 Mount Vernon St, Annapolis, MD
27 1BR, 17 2BR, 19 3BR
- Apartments
- 63
- Income-restricted
- 63
- Placed in service
- 2012
College Parkway Place Apts
570 Bellerive Rd, Annapolis, MD 21409
- Apartments
- 170
- Income-restricted
- 169
- Placed in service
- 2005
Homes At The Glen
73 Juliana Cir E, Annapolis, MD 21401
2 1BR, 2 2BR, 52 3BR
- Apartments
- 56
- Income-restricted
- 56
- Placed in service
- 2003
Obery Court Phase I
112 Clay St, Annapolis, MD 21401
10 1BR, 22 2BR, 18 3BR
- Apartments
- 50
- Income-restricted
- 50
- Placed in service
- 2010
Obery Court/college Creek Phase III
Bates Street And Obery Court, Annapolis, MD 21401
18 1BR, 20 2BR, 23 3BR
- Apartments
- 61
- Income-restricted
- 61
- Placed in service
- 2016
Riverwoods At Tollgate
175 Admiral Cochrane Drive, Annapolis, MD 21401
54 2BR, 30 3BR
- Apartments
- 84
- Income-restricted
- 75
- Placed in service
- 2015
Towne Courts
2010 West Street, Annapolis, MD 21401
8 2BR, 34 3BR
- Apartments
- 42
- Income-restricted
- 37
- Placed in service
- 2021
Wilborne Estates [Fka] Newtowne
810-a Brooke Court, Annapolis, MD 21401
26 1BR, 26 2BR, 26 3BR
- Apartments
- 78
- Income-restricted
- 77
- Placed in service
- 2019
Wiley H Bates Senior
1029 Smithville St, Annapolis, MD 21401
HUD lists it as senior housing · 71 1BR
- Apartments
- 71
- Income-restricted
- 71
- Placed in service
- 2006
Woodside Gardens
701 Newtowne Dr, Annapolis, MD 21401
52 2BR, 92 3BR
- Apartments
- 144
- Income-restricted
- 144
- Placed in service
- 2002
Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.
How tax credit apartments work
Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.
To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.
You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.