Maryland

Tax credit apartments in Elkton, MD

HUD's database lists 8 properties in Elkton built or rehabbed with low-income housing tax credits: 710 apartments, 702 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Elkton Senior Housing

141 E High St, Elkton, MD 21921

HUD lists it as senior housing · 54 1BR, 6 2BR

Apartments
60
Income-restricted
60
Placed in service
2011

Glen Creek Apts

19 Glen Creek Cir, Elkton, MD 21921

16 1BR, 108 2BR, 35 3BR

Apartments
160
Income-restricted
159
Placed in service
2003

Homes At Elkton/gardens@chesapeake

410 Bridgewell Pkwy, Elkton, MD

Apartments
98
Income-restricted
98
Placed in service
2012

The Villages At Belle Hill

200 Clear Blossom Dr, Elkton, MD 21921

Apartments
84
Income-restricted
84
Placed in service
2013

The Villas At Whitehall

100 111 Skipjack Ct, Elkton, MD

Apartments
70
Income-restricted
70
Placed in service
2003

Villas At Whitehall

100 Skipjack Ct, Elkton, MD 21921

Apartments
70
Income-restricted
70
Placed in service
2003

Willows At Rudy Park

100 - 315 Rudy Park, Elkton, MD 21921

19 1BR, 20 2BR, 22 3BR

Apartments
68
Income-restricted
61
Placed in service
2022

Willows At Windsor Village And Birchwood

300-352 Friendship Road And, Elkton, MD 21921

HUD lists it as senior housing · 30 studio, 24 1BR, 20 2BR, 18 3BR, 8 4BR

Apartments
100
Income-restricted
100
Placed in service
2021

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.