Maryland

Tax credit apartments in Essex, MD

HUD's database lists 5 properties in Essex built or rehabbed with low-income housing tax credits: 770 apartments, 770 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Evergreen Senior Apts LP

1600 Evergreen Way, Essex, MD 21221

HUD lists it as senior housing · 58 1BR, 23 2BR

Apartments
81
Income-restricted
81
Placed in service
2009

Glen Manor Apts

1031 Old Eastern Ave, Essex, MD 21221

Apartments
252
Income-restricted
252
Placed in service
2013

Golden Ring Co-op Senior Apts.

8620 Kelso Drive, Essex, MD 21221

HUD lists it as senior housing · 153 1BR

Apartments
153
Income-restricted
153
Placed in service
2017

Hopkins Village Apts

3 Brett Ct, Essex, MD 21221

HUD lists it as senior housing · 164 1BR

Apartments
164
Income-restricted
164
Placed in service
2009

Oak Grove Manor

1900 Grove Manor Dr, Essex, MD 21221

HUD lists it as senior housing · 14 1BR, 106 2BR

Apartments
120
Income-restricted
120
Placed in service
2004

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.