Maryland

Tax credit apartments in Frederick, MD

HUD's database lists 19 properties in Frederick built or rehabbed with low-income housing tax credits: 1,859 apartments, 1,489 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

520 North Market Apts.

520 North Market Street, Frederick, MD 21701

21 1BR, 26 2BR, 6 3BR

Apartments
59
Income-restricted
53
Placed in service
2019

Catoctin View Apts

800 Motter Avenue, Frederick, MD 21701

76 1BR

Apartments
76
Income-restricted
76
Placed in service
2021

Commons Of Avalon (The)

Hampshire Drive, Frederick, MD 21702

103 3BR

Apartments
114
Income-restricted
114
Placed in service
2017

Crestwood Manor-4%

5614 New Design Road, Frederick, MD 21073

16 1BR, 32 2BR, 12 3BR

Apartments
60
Income-restricted
n/a
Placed in service
2024

Francis Scott Key Apts

31 W Patrick St, Frederick, MD 21701

8 1BR, 15 2BR, 3 3BR

Apartments
46
Income-restricted
26
Placed in service
2002

Frederick Revitalization

16 W Seventh St, Frederick, MD 21701

Apartments
74
Income-restricted
74
Placed in service
2010

Hamilton Station

33 Hamilton Avenue, Frederick, MD 21230

14 1BR, 38 2BR, 28 3BR

Apartments
80
Income-restricted
80
Placed in service
2022

Hillcrest Commons

1155 Orchard Ter, Frederick, MD 21703

HUD lists it as senior housing · 12 1BR, 36 2BR, 12 3BR

Apartments
60
Income-restricted
60
Placed in service
2007

Orchard Park At Ballenger Run

Ballenger Creek Pike At Wild, Frederick, MD 21701

Apartments
210
Income-restricted
210
Placed in service
2019

Overlook Manor

101 Tillman Place, Frederick, MD 21703

59 3BR, 4 4BR

Apartments
63
Income-restricted
63
Placed in service
2021

Ox Fibre Brush Factory

400 Church Street, Frederick, MD 21701

51 1BR, 24 2BR, 5 3BR

Apartments
80
Income-restricted
80
Placed in service
2021

Sharpe Square

820 Motter Avenue, Frederick, MD 21701

HUD lists it as senior housing · 58 1BR, 28 2BR

Apartments
86
Income-restricted
86
Placed in service
2017

Sinclair Way

350 West Patrick Street, Frederick, MD 21701

30 1BR, 31 2BR, 10 3BR

Apartments
71
Income-restricted
63
Placed in service
2017

South Street Family

110 West South Street, Frederick, MD 21701

18 1BR, 17 2BR, 17 3BR

Apartments
56
Income-restricted
n/a
Placed in service
2024

Spring Ridge Senior

6351 Spring Ridge Pkwy, Frederick, MD 21701

HUD lists it as senior housing · 113 1BR, 31 2BR

Apartments
144
Income-restricted
75
Placed in service
2002

Taney Village

1421 Taney Avenue, Frederick, MD 21702

130 1BR

Apartments
130
Income-restricted
130
Placed in service
2015

The Cascades Of Frederick

360 Prospect Boulevard, Frederick, MD 21701

HUD lists it as senior housing · 94 1BR, 57 2BR

Apartments
151
Income-restricted
n/a
Placed in service
2024

Waverley View Apartments

400 Harlan Way, Frederick, MD 21702

32 1BR, 144 2BR, 64 3BR

Apartments
240
Income-restricted
240
Placed in service
2017

Windsor Gardens

1101 Key Parkway, Frederick, MD 21702

11 1BR, 48 2BR

Apartments
59
Income-restricted
59
Placed in service
2016

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.