Maryland

Tax credit apartments in Germantown, MD

HUD's database lists 6 properties in Germantown built or rehabbed with low-income housing tax credits: 658 apartments, 555 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Churchill Senior

21000 Father Hurley Blvd, Germantown, MD 20874

HUD lists it as senior housing · 103 1BR, 18 2BR

Apartments
121
Income-restricted
121
Placed in service
2001

Churchill Senior Living Phase II

21000 Father Hurley Boulevard, Germantown, MD 20874

HUD lists it as senior housing · 30 1BR, 103 2BR

Apartments
133
Income-restricted
121
Placed in service
2016

Covenant Village

18909 Waring Station Rd, Germantown, MD 20874

HUD lists it as senior housing · 17 1BR, 57 2BR

Apartments
89
Income-restricted
74
Placed in service
2007

Reservoir Hill X [Aka] Mhlp X

21121 Futura Ct, Germantown, MD 20876

Apartments
70
Income-restricted
15
Placed in service
2000

Waters Landing II

12900 Falling Water Cir, Germantown, MD 20874

Apartments
143
Income-restricted
143
Placed in service
2002

Willow Manor At Clopper's Mill

18003 Mateny Rd, Germantown, MD 20874

HUD lists it as senior housing · 16 1BR, 65 2BR

Apartments
102
Income-restricted
81
Placed in service
2005

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.