Maryland

Tax credit apartments in Oakland, MD

HUD's database lists 5 properties in Oakland built or rehabbed with low-income housing tax credits: 176 apartments, 167 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Chautauqua Park West @ Liberty Hills

100-600 Liberty Hill Drive, Oakland, MD 21550

4 1BR, 6 2BR, 2 3BR

Apartments
21
Income-restricted
12
Placed in service
2021

Liberty Mews

104 E Ctr St, Oakland, MD 21550

23 2BR, 13 3BR

Apartments
36
Income-restricted
36
Placed in service
2011

Liberty Square

470 W Liberty St, Oakland, MD 21550

HUD lists it as senior housing

Apartments
30
Income-restricted
30
Placed in service
2009

Liberty Square LP

10 Liberty Sq, Oakland, MD 21550

Apartments
29
Income-restricted
30
Placed in service
2011

Overlook North

100 Vista Sq, Oakland, MD 21550

25 1BR, 27 2BR, 8 3BR

Apartments
60
Income-restricted
59
Placed in service
1999

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.