Massachusetts

Tax credit apartments in Amherst, MA

HUD's database lists 7 properties in Amherst built or rehabbed with low-income housing tax credits: 300 apartments, 172 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Bc Noth Square

85 Cowls Road, Amherst, MA 01002

22 1BR, 5 2BR

Apartments
27
Income-restricted
22
Placed in service
2020

Butternut Farm & Amherst

12 Longmeadow Dr, Amherst, MA 01002

3 1BR, 14 2BR, 9 3BR

Apartments
26
Income-restricted
26
Placed in service
2011

East Gables

123 Northampton Road, Amherst, MA 01002

28 studio

Apartments
28
Income-restricted
28
Placed in service
2023

Ephraim Cushman Homestead

99 Bridge St, Amherst, MA 01002

Apartments
4
Income-restricted
4
Placed in service
1988

Mill Valley Estates

340 Riverglade Dr, Amherst, MA 01002

Apartments
148
Income-restricted
74
Placed in service
1989

Olympia Amherst LP

85 Olympia Dr, Amherst, MA 01002

Apartments
42
Income-restricted
n/a
Placed in service
n/a

Pomeroy Lane

34 Pomeroy Ln, Amherst, MA 01002

4 1BR, 11 2BR, 9 3BR, 1 4BR

Apartments
25
Income-restricted
18
Placed in service
1993

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.