Massachusetts

Tax credit apartments in Chelsea, MA

HUD's database lists 15 properties in Chelsea built or rehabbed with low-income housing tax credits: 818 apartments, 644 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Admiral Hill Assisted Living I

201 Captains Row, Chelsea, MA 02150

33 studio, 36 1BR

Apartments
69
Income-restricted
34
Placed in service
n/a

Admiral Hill Assisted Living II

175 Captains Row, Chelsea, MA 02150

36 studio

Apartments
36
Income-restricted
27
Placed in service
2002

Broadway Glen Apts

855 Broadway, Chelsea, MA 02150

21 1BR, 99 2BR

Apartments
120
Income-restricted
115
Placed in service
2001

Carter Heights

10 Forsyth St, Chelsea, MA 02150

56 1BR, 43 2BR, 7 3BR, 2 4BR

Apartments
108
Income-restricted
94
Placed in service
n/a

Cgm

155 Chestnut St, Chelsea, MA 02150

8 1BR, 14 2BR, 21 3BR

Apartments
43
Income-restricted
43
Placed in service
n/a

Chelsea Homes I

4 Gerrish Ave, Chelsea, MA 02150

12 1BR, 48 2BR, 24 3BR, 2 4BR

Apartments
86
Income-restricted
86
Placed in service
n/a

Chesnut - Marlboro - Grove

12 Grove St, Chelsea, MA 02150

8 1BR, 13 2BR, 22 3BR

Apartments
43
Income-restricted
43
Placed in service
1996

Cohen Florence Levine Estates

201 Captains Row, Chelsea, MA 02150

19 studio, 44 1BR

Apartments
63
Income-restricted
34
Placed in service
1996

Harborcov Community Housing

63 Washington Ave, Chelsea, MA 02150

3 1BR, 16 2BR, 5 3BR

Apartments
24
Income-restricted
24
Placed in service
n/a

Highland Terrace

47 Gerrish Ave, Chelsea, MA 02150

4 1BR, 24 2BR, 4 3BR

Apartments
32
Income-restricted
n/a
Placed in service
2013

Janus Highlands Apts

21 Gerrish Ave, Chelsea, MA 02150

5 1BR, 29 2BR, 5 3BR, 2 4BR

Apartments
41
Income-restricted
41
Placed in service
2008

Spencer Green

113 Spencer Ave, Chelsea, MA 02150

4 1BR, 40 2BR, 4 3BR

Apartments
48
Income-restricted
48
Placed in service
2009

Spencer Row

205 Spencer Ave, Chelsea, MA 02150

7 1BR, 18 2BR, 7 3BR

Apartments
32
Income-restricted
32
Placed in service
2011

Standard Box Apts

22 Gerrish Ave, Chelsea, MA 02150

Apartments
50
Income-restricted
n/a
Placed in service
n/a

Till Building

241 Broadway, Chelsea, MA 02150

2 1BR, 19 2BR, 2 3BR

Apartments
23
Income-restricted
23
Placed in service
2008

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.