98 Essex Street
98 Essex Street, Haverhill, MA 01970
28 1BR, 38 2BR, 19 3BR, 3 4BR
- Apartments
- 88
- Income-restricted
- 88
- Placed in service
- 2019
Massachusetts
Tax credit apartments in Haverhill, MA
HUD's database lists 17 properties in Haverhill built or rehabbed with low-income housing tax credits: 1,214 apartments, 661 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.
Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.
LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.
Ao Flats
93-95 Hyde Park, Haverhill, MA 01970
28 1BR, 38 2BR, 19 3BR, 3 4BR
- Apartments
- 88
- Income-restricted
- 88
- Placed in service
- 2019
Auburn Apts
140 White St, Haverhill, MA 01830
7 1BR, 11 2BR, 12 3BR
- Apartments
- 30
- Income-restricted
- 30
- Placed in service
- 2003
Cordovan At Haverhill Station
45 Locust St, Haverhill, MA 01830
104 1BR, 42 2BR
- Apartments
- 146
- Income-restricted
- 61
- Placed in service
- 2007
Gerson Building
181 Washington Street, Haverhill, MA 01832
8 1BR, 31 2BR, 5 3BR
- Apartments
- 44
- Income-restricted
- 44
- Placed in service
- 2020
Great Bridge (Haverhill)
62 Portland St, Haverhill, MA 01830
8 1BR, 15 2BR, 15 3BR
- Apartments
- 30
- Income-restricted
- n/a
- Placed in service
- n/a
Hamel Mill Lofts
109 Essex St, Haverhill, MA 01832
194 1BR, 111 2BR
- Apartments
- 305
- Income-restricted
- 63
- Placed in service
- 2009
Harbor Place At Merrimack
44 Merrimack Street, Haverhill, MA 01830
15 1BR, 30 2BR, 5 3BR
- Apartments
- 50
- Income-restricted
- 50
- Placed in service
- 2016
Haverhill Veterans Housing
2 Reed St, Haverhill, MA 01832
- Apartments
- 27
- Income-restricted
- n/a
- Placed in service
- n/a
Haverhill Vets
17 Tremont, Haverhill, MA 01832
18 studio, 6 1BR, 1 2BR, 2 3BR
- Apartments
- 27
- Income-restricted
- 27
- Placed in service
- 2015
Hayes Building Phase I
14 Granite St, Haverhill, MA 01832
7 1BR, 26 2BR
- Apartments
- 33
- Income-restricted
- 33
- Placed in service
- 2010
Mission Towers
180 Water St, Haverhill, MA 01830
- Apartments
- 117
- Income-restricted
- n/a
- Placed in service
- 1993
New Hadley
500 Hadley West Drive, Haverhill, MA 01375
- Apartments
- 44
- Income-restricted
- 44
- Placed in service
- 2015
River Rock
70 River St, Haverhill, MA 01832
- Apartments
- 6
- Income-restricted
- 6
- Placed in service
- 1987
Tenney Place Phase 1
101 West Lowell Place, Building 1, Haverhill, MA 01830
14 1BR, 56 2BR, 2 3BR
- Apartments
- 72
- Income-restricted
- 72
- Placed in service
- 2016
Winter Street Housing
81 Winter St, Haverhill, MA 01830
52 studio
- Apartments
- 52
- Income-restricted
- n/a
- Placed in service
- 2006
Winter Street School
165 Winter Street, Haverhill, MA 01830
32 1BR, 23 2BR
- Apartments
- 55
- Income-restricted
- 55
- Placed in service
- 2015
Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.
How tax credit apartments work
Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.
To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.
You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.