Massachusetts

Tax credit apartments in Holyoke, MA

HUD's database lists 23 properties in Holyoke built or rehabbed with low-income housing tax credits: 1,770 apartments, 1,671 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Chestnut Park

85, 95, 47-60 Chestnut Street And 218 Hampden St, Holyoke, Ma, Holyoke, MA 01040

6 studio, 24 1BR, 24 2BR

Apartments
54
Income-restricted
54
Placed in service
2015

Chestnut Park Apartments

70 Chestnut Street, Holyoke, MA 01040

4 studio, 29 1BR, 36 2BR

Apartments
69
Income-restricted
69
Placed in service
2015

Churchill Homes I

69 87 Franklin St, Holyoke, MA

Apartments
46
Income-restricted
n/a
Placed in service
n/a

Churchill Homes II

334 Elm St, Holyoke, MA 01040

8 2BR, 34 3BR, 8 4BR

Apartments
50
Income-restricted
50
Placed in service
2003

Hampshire Pine Apts Phase II

100 Hampshire St, Holyoke, MA 01040

35 2BR, 15 3BR

Apartments
50
Income-restricted
50
Placed in service
1999

Holyoke Farms

91 Farnum Dr, Holyoke, MA 01040

118 2BR, 107 3BR

Apartments
225
Income-restricted
187
Placed in service
2000

Holyoke Hill

360 1/2 Tokeneke Rd, Holyoke, MA 01040

83 2BR, 82 3BR

Apartments
165
Income-restricted
165
Placed in service
1999

Holyoke Nueva Vida Apts

554 S Summer St, Holyoke, MA 01040

12 2BR, 8 3BR, 4 4BR

Apartments
24
Income-restricted
24
Placed in service
1995

Library Commons

193-203 Chestnut Street, Holyoke, MA 01040

HUD lists it as senior housing · 23 2BR, 15 3BR

Apartments
38
Income-restricted
38
Placed in service
2020

Lyman Terrace 1

46 Hampton Street, Holyoke, MA 01040

28 1BR, 38 2BR, 19 3BR, 3 4BR

Apartments
88
Income-restricted
88
Placed in service
2018

Lyman Terrace 2

130 Lyman Street, Holyoke, MA 01040

HUD lists it as senior housing · 25 1BR, 34 2BR, 14 3BR, 3 4BR

Apartments
76
Income-restricted
76
Placed in service
2020

Northeast Apts II

9 N E St, Holyoke, MA 01040

27 1BR, 34 2BR, 8 3BR

Apartments
69
Income-restricted
69
Placed in service
2000

Phoenix Apts (South City)

562 S Summer St, Holyoke, MA 01040

Apartments
66
Income-restricted
66
Placed in service
1992

Puerta De La Esperanza

18 Hamilton St, Holyoke, MA 01040

26 2BR, 7 3BR

Apartments
33
Income-restricted
33
Placed in service
2002

Riverplace Apts I

82 Park St, Holyoke, MA 01040

Apartments
100
Income-restricted
100
Placed in service
1988

Riverplace Apts II

95 Beech St, Holyoke, MA 01040

Apartments
15
Income-restricted
15
Placed in service
1988

Sargeant West

63 Jackson St, Holyoke, MA 01040

56 1BR, 46 2BR, 41 3BR, 11 4BR

Apartments
154
Income-restricted
154
Placed in service
2005

Sc Hamilton Phase 1

559 South Canal Street, Holyoke, MA 01040

8 studio, 45 1BR, 38 2BR, 25 3BR, 11 4BR

Apartments
127
Income-restricted
127
Placed in service
2020

South Canal LP

559 S Canal St, Holyoke, MA 01040

7 studio, 44 1BR, 40 2BR, 25 3BR, 11 4BR

Apartments
127
Income-restricted
122
Placed in service
n/a

South City Housing

344 Main St, Holyoke, MA 01040

6 1BR, 38 2BR, 18 3BR, 4 4BR

Apartments
66
Income-restricted
66
Placed in service
n/a

South Holyoke Housing

18 Hamilton St, Holyoke, MA 01040

1 1BR, 11 2BR, 27 3BR, 9 4BR

Apartments
48
Income-restricted
38
Placed in service
1988

Verano Apts

560 562 S Summer St, Holyoke, MA

5 1BR, 15 2BR, 18 3BR, 6 4BR

Apartments
44
Income-restricted
44
Placed in service
2006

Voces De Esperanza

46 Franklin St, Holyoke, MA 01040

6 1BR, 20 2BR, 10 3BR

Apartments
36
Income-restricted
36
Placed in service
1998

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.