Massachusetts

Tax credit apartments in Lowell, MA

HUD's database lists 31 properties in Lowell built or rehabbed with low-income housing tax credits: 2,772 apartments, 2,115 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Acre High School LLC

760 Merrimack St, Lowell, MA 01854

6 1BR, 14 2BR, 2 3BR

Apartments: 22
Income-restricted: 22
Placed in service: 2011

Appleton Mills Redevelopment 1a

219 Jackson St, Lowell, MA 01852

10 studio, 27 1BR, 47 2BR, 6 4BR

Apartments: 90
Income-restricted: 90
Placed in service: 2011

Appleton Mills Redevelopment 1b

265 Jackson St, Lowell, MA 01852

25 studio, 15 2BR

Apartments: 40
Income-restricted: 40
Placed in service: 2011

Apts At Boott Mills

141 John St, Lowell, MA 01852

76 1BR, 71 2BR, 7 3BR

Apartments: 154
Income-restricted: 32
Placed in service: 2005

Carriage Place

48 Middlesex St, Lowell, MA 01852

9 1BR, 15 2BR

Apartments: 24
Income-restricted: 24
Placed in service: 2001

Chestnut Square Apt

77 Chestnut St, Lowell, MA 01852

26 2BR, 12 3BR, 3 4BR

Apartments: 41
Income-restricted: 41
Placed in service: 1998

Counting House Lofts

109 Jackson St, Lowell, MA 01852

29 1BR, 17 2BR

Apartments: 52
Income-restricted: n/a
Placed in service: 2013

Gorham Street

305 Gorham Street LLC, Lowell, MA 01852

6 1BR, 22 2BR, 5 3BR

Apartments: 33
Income-restricted: 33
Placed in service: 2015

Gorham Street - Phase I

305 Gorham St., Lowell, MA 01852

HUD lists it as senior housing · 2 1BR, 17 2BR, 5 3BR

Apartments: 24
Income-restricted: 24
Placed in service: 2015

Jaycee Place Apts

22 Bowers St, Lowell, MA 01854

123 1BR, 14 2BR

Apartments: 137
Income-restricted: 130
Placed in service: 1999

Liberty Square Apts

63 Fletcher St, Lowell, MA 01854

4 1BR, 23 2BR, 3 3BR, 3 4BR

Apartments: 33
Income-restricted: 33
Placed in service: 2004

Mass Mills I

100 Massmills Dr, Lowell, MA 01852

Apartments: 160
Income-restricted: 32
Placed in service: 1989

Mass Mills II

200 Massmills Dr, Lowell, MA 01852

Apartments: 120
Income-restricted: 24
Placed in service: 1990

Massachusetts Mills 3

300 Mass Mills Drive, Lowell, MA 01852

4 1BR, 18 2BR, 44 3BR, 4 4BR

Apartments: 70
Income-restricted: 70
Placed in service: 2016

Massachusetts Mills III - Picker Building

Bridge St, Lowell, MA

Apartments: 70
Income-restricted: n/a
Placed in service: n/a

Mayflower Apts

193 Hildreth St, Lowell, MA 01850

13 1BR, 86 2BR

Apartments: 99
Income-restricted: 99
Placed in service: 1997

Merrimack Street Housing

442 Merrimack St, Lowell, MA 01854

4 2BR, 4 3BR, 4 4BR

Apartments: 12
Income-restricted: 12
Placed in service: 2007

New Lowell North Canal Apts

249 Moody St, Lowell, MA 01854

51 1BR, 163 2BR, 53 3BR

Apartments: 267
Income-restricted: 266
Placed in service: n/a

New Merrimack Street Housing

517 Moody St, Lowell, MA 01854

4 2BR, 5 3BR, 3 4BR

Apartments: 12
Income-restricted: 12
Placed in service: n/a

North Canal Apts

17 James St, Lowell, MA 01854

51 1BR, 162 2BR, 54 3BR

Apartments: 267
Income-restricted: 265
Placed in service: 2007

Parkside Village

195 Hildreth St, Lowell, MA 01850

1 studio, 11 1BR, 87 2BR

Apartments: 99
Income-restricted: 99
Placed in service: n/a

Peabody Majestic

375 Merrimack St, Lowell, MA 01852

4 studio, 30 1BR

Apartments: 34
Income-restricted: 33
Placed in service: n/a

Perry Street Renovation

233 Perry St, Lowell, MA 01852

18 3BR

Apartments: 18
Income-restricted: 18
Placed in service: 1998

Princeton Village

506 Redwood Ln, Lowell, MA 01851

111 2BR, 40 3BR

Apartments: 151
Income-restricted: 106
Placed in service: 2002

Redwood Terrace

451 Black Brook Dr, Lowell, MA 01851

112 2BR, 39 3BR

Apartments: 151
Income-restricted: 127
Placed in service: n/a

River Place Towers

1 River Pl, Lowell, MA 01852

226 1BR, 190 2BR, 32 3BR

Apartments: 448
Income-restricted: 362
Placed in service: 1997

Sirk Building

80 Bridge St, Lowell, MA 01852

17 studio, 28 1BR, 1 2BR

Apartments: 46
Income-restricted: 46
Placed in service: 2002

St Joseph's School Apts

511 Moody St, Lowell, MA 01854

4 1BR, 10 2BR, 1 3BR

Apartments: 15
Income-restricted: 15
Placed in service: 2008

The Majestic Apts

445 Merrimack St, Lowell, MA 01854

4 studio, 30 1BR

Apartments: 34
Income-restricted: 34
Placed in service: 2003

Triangle Rental Apts

199 Broadway St, Lowell, MA 01854

4 1BR, 14 2BR, 8 3BR

Apartments: 26
Income-restricted: 26
Placed in service: 1997

Unity Place LLC

482 Moody St, Lowell, MA 01854

Apartments: 23
Income-restricted: n/a
Placed in service: n/a

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.