Massachusetts

Tax credit apartments in Westfield, MA

HUD's database lists 6 properties in Westfield built or rehabbed with low-income housing tax credits: 456 apartments, 395 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Edgewinn

134 Union St, Westfield, MA 01085

84 2BR

Apartments
84
Income-restricted
81
Placed in service
2002

Elm Street Revitalization (Westfield)

105 Elm St, Westfield, MA 01085

6 1BR, 13 2BR

Apartments
19
Income-restricted
19
Placed in service
2010

Mosely Apartments

25 Dartmouth Street, Westfield, MA 01085

57 1BR, 11 2BR

Apartments
68
Income-restricted
50
Placed in service
2019

Powdermill Apts

126 Union St, Westfield, MA 01085

49 1BR, 148 2BR, 50 3BR

Apartments
247
Income-restricted
207
Placed in service
n/a

Prospect Hill Apts

33 Montgomery St, Westfield, MA 01085

11 2BR, 6 3BR

Apartments
17
Income-restricted
17
Placed in service
2009

Sanford Apts

330 Elm St, Westfield, MA 01085

15 studio, 6 1BR

Apartments
21
Income-restricted
21
Placed in service
2009

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.