Michigan

Tax credit apartments in Benton Harbor, MI

HUD's database lists 14 properties in Benton Harbor built or rehabbed with low-income housing tax credits: 1,358 apartments, 1,364 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Benton Harbor Hope VI - Phase II

346 Broadway Ave, Benton Harbor, MI 49022

40 3BR, 30 4BR

Apartments
70
Income-restricted
70
Placed in service
2007

Berrien Homes

1901 Council Drive, Benton Harbor, MI 49022

15 1BR, 45 2BR, 60 3BR, 40 4BR

Apartments
160
Income-restricted
160
Placed in service
2017

Brunson Hill Homes

272 Brunson Ave, Benton Harbor, MI 49022

48 4BR

Apartments
48
Income-restricted
48
Placed in service
2004

Cogic Village (Benton Harbor)

1956 Territorial Rd, Benton Harbor, MI 49022

24 1BR, 72 2BR, 40 3BR

Apartments
136
Income-restricted
136
Placed in service
1999

Country View Apartments

1928 E. Britain Avenue, Benton Harbor, MI 49022

HUD lists it as senior housing · 68 1BR, 106 2BR, 24 3BR

Apartments
198
Income-restricted
197
Placed in service
2022

Golden Eagle Estates

815 Columbus Ave, Benton Harbor, MI 49022

7 2BR, 5 3BR

Apartments
12
Income-restricted
12
Placed in service
2006

Harbor Bluffs

38 Wall Street, Benton Harbor, MI 49022

21 2BR, 29 3BR, 2 4BR

Apartments
50
Income-restricted
52
Placed in service
2011

Harbor City Flats (Aka Hayward Wells)

604 Eighth Street, Benton Harbor, MI 49022

16 1BR, 49 2BR, 16 3BR

Apartments
81
Income-restricted
81
Placed in service
2018

Harbor Pointe Apts Phase I (Benton Charter Twp)

1981 Plaza Dr, Benton Harbor, MI 49022

18 1BR, 66 2BR

Apartments
84
Income-restricted
84
Placed in service
2000

Harbor Pointe Apts Phase II

1982 Plaza Dr, Benton Harbor, MI 49022

HUD lists it as senior housing · 18 1BR, 54 2BR

Apartments
72
Income-restricted
72
Placed in service
2003

Hayward-wells Estates

604 Eighth St, Benton Harbor, MI 49022

16 1BR, 48 2BR, 16 3BR

Apartments
80
Income-restricted
79
Placed in service
1996

Meetinghouse At Fidelity

162 Pipestone St, Benton Harbor, MI 49022

HUD lists it as senior housing · 4 1BR, 27 3BR

Apartments
31
Income-restricted
31
Placed in service
2004

River Terrace

300 River Ter Dr, Benton Harbor, MI 49022

Apartments
264
Income-restricted
270
Placed in service
2006

Thurgood Marshall Homes

1131 Columbus Ave, Benton Harbor, MI 49022

9 1BR, 20 2BR, 35 3BR, 8 4BR

Apartments
72
Income-restricted
72
Placed in service
2008

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.