Michigan

Tax credit apartments in Saginaw, MI

HUD's database lists 18 properties in Saginaw built or rehabbed with low-income housing tax credits: 1,358 apartments, 1,297 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Birch Park Apts

3000 Birch Park Dr, Saginaw, MI 48601

4 1BR, 84 2BR, 32 3BR

Apartments
120
Income-restricted
120
Placed in service
2007

Bliss Park Senior Housing

1111 N Harrison St, Saginaw, MI 48602

HUD lists it as senior housing · 16 1BR, 19 2BR

Apartments
35
Income-restricted
35
Placed in service
2012

Bridgton Townhomes

359 Vestry Dr, Saginaw, MI 48601

40 1BR, 100 2BR, 80 3BR, 10 4BR

Apartments
230
Income-restricted
230
Placed in service
2011

Carrollton Village

3955 N Michigan Ave, Saginaw, MI 48604

48 1BR, 24 2BR

Apartments
72
Income-restricted
21
Placed in service
1994

Carrollton Village II

3989 N Michigan Ave, Saginaw, MI 48604

10 1BR, 15 2BR

Apartments
25
Income-restricted
10
Placed in service
1999

Erwin Senior Apts

2241 Farmer St, Saginaw, MI 48601

Apartments
39
Income-restricted
46
Placed in service
2007

Mapleview Apts Phase 2

1235 Genei Ct W, Saginaw, MI 48601

44 2BR, 12 3BR

Apartments
56
Income-restricted
56
Placed in service
2004

Northfield Center Apts

5465 Northfield Ct, Saginaw, MI 48601

HUD lists it as senior housing · 54 1BR, 46 2BR, 20 3BR

Apartments
120
Income-restricted
120
Placed in service
2012

Reuben Daniels Townhomes

1101 N 12th St, Saginaw, MI 48601

16 2BR, 34 3BR

Apartments
50
Income-restricted
50
Placed in service
2006

South Saginaw Homes

1345 Logan, Saginaw, MI 48601

10 3BR, 39 4BR

Apartments
49
Income-restricted
49
Placed in service
2007

South Saginaw Homes II

3700 Sheridan Rd, Saginaw, MI 48601

21 3BR, 21 4BR

Apartments
42
Income-restricted
42
Placed in service
2012

The Crossings At Buena Vista Phase I

3670 Hess Ave, Saginaw, MI 48601

24 1BR, 64 2BR, 40 3BR

Apartments
128
Income-restricted
128
Placed in service
1997

Trinity Buena Vista Homes

920 N 25th St, Saginaw, MI 48601

12 3BR

Apartments
12
Income-restricted
12
Placed in service
2004

Vista Villa

3622 Hess Ave, Saginaw, MI 48601

20 1BR, 66 2BR, 14 3BR

Apartments
100
Income-restricted
100
Placed in service
1994

Westchester Village Apts East

4000 Harold Street, Saginaw, MI 48601

75 1BR

Apartments
75
Income-restricted
74
Placed in service
2018

Westchester Village North Apts

3200 Dale Road, Saginaw, MI 48603

HUD lists it as senior housing · 101 1BR

Apartments
101
Income-restricted
100
Placed in service
2018

Wickes Park Homes

359 Vestry Dr, Saginaw, MI 48601

24 3BR

Apartments
24
Income-restricted
24
Placed in service
2011

Woodland Glen Townhomes

3926 Hermansau Dr, Saginaw, MI 48603

46 2BR, 24 3BR, 10 4BR

Apartments
80
Income-restricted
80
Placed in service
1998

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.