Minnesota

Tax credit apartments in Duluth, MN

HUD's database lists 27 properties in Duluth built or rehabbed with low-income housing tax credits: 1,517 apartments, 1,407 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Buckingham Green Apartments

20-26 3rd St W, Duluth, MN 55806

16 1BR

Apartments
16
Income-restricted
16
Placed in service
1998

Decker Dwelling

4715 Decker Road, Duluth, MN 55811

HUD lists it as senior housing · 10 1BR, 21 2BR, 11 3BR

Apartments
42
Income-restricted
42
Placed in service
2021

Fire House #1 Redevelopment

101 3rd St E, Duluth, MN 55805

8 1BR, 28 2BR, 4 3BR

Apartments
40
Income-restricted
40
Placed in service
2013

Garfield Square Apartments

10 Piedmont Avenue, Duluth, MN 55806

50 1BR

Apartments
50
Income-restricted
50
Placed in service
2019

Gateway Tower

600 Superior St W, Duluth, MN 55802

HUD lists it as senior housing · 11 studio, 139 1BR

Apartments
150
Income-restricted
150
Placed in service
2017

Gimaajii-mino-bimaadiziyaan

202 2nd St W, Duluth, MN 55802

5 1BR, 11 2BR, 9 3BR

Apartments
29
Income-restricted
29
Placed in service
2012

Greysolon Plaza

231 East Superior Street, Duluth, MN 55802

HUD lists it as senior housing · 150 1BR

Apartments
150
Income-restricted
150
Placed in service
2022

Harbor Highlands Phase II

Multiple Building Addresses, Duluth, MN 55806

4 1BR, 24 2BR, 14 3BR

Apartments
42
Income-restricted
30
Placed in service
2008

Harbor Highlands Phase IV

Multiple Building Addresses, Duluth, MN 55805

18 2BR, 20 3BR

Apartments
38
Income-restricted
30
Placed in service
2012

Harbor View Phase I

Multiple Building Addresses, Duluth, MN 55805

20 2BR, 24 3BR

Apartments
44
Income-restricted
35
Placed in service
2006

Harbor View Phase III

Lake Ave And 12th St, Duluth, MN 55805

9 1BR, 22 2BR, 10 3BR

Apartments
41
Income-restricted
31
Placed in service
2009

Heritage Senior Apartments

700 Cmmonwealth Avenue, Duluth, MN 55808

HUD lists it as senior housing · 1 studio, 52 1BR, 8 2BR

Apartments
61
Income-restricted
60
Placed in service
2018

Hillside/steve Oneil Apartments

115 W 4th St, Duluth, MN 55806

7 1BR, 26 2BR, 11 3BR

Apartments
44
Income-restricted
44
Placed in service
2015

Irving School Apartment Homes

101 North 56th Ave W, Duluth, MN 55802

4 1BR, 27 2BR, 11 3BR

Apartments
44
Income-restricted
39
Placed in service
1994

Lincoln Park Apartments

2424 5th St W, Duluth, MN 55806

3 studio, 5 1BR, 33 2BR, 3 3BR

Apartments
50
Income-restricted
50
Placed in service
2015

Memorial Park Apartments II

605 Central Ave N, Duluth, MN 55807

1 1BR, 5 2BR, 3 3BR

Apartments
39
Income-restricted
39
Placed in service
1998

Munger Terrace

Multiple Building Addresses, Duluth, MN 55806

22 1BR, 23 2BR

Apartments
45
Income-restricted
45
Placed in service
2014

New Apollo Apartments

102 1st St E, Duluth, MN 55802

10 1BR, 4 2BR

Apartments
33
Income-restricted
32
Placed in service
1994

New San Marco Apartments

230 3rd St W, Duluth, MN 55806

Apartments
70
Income-restricted
70
Placed in service
2007

Pennel Park Apartments

330 Arlington Ave N, Duluth, MN 55811

99 1BR, 2 2BR

Apartments
101
Income-restricted
97
Placed in service
2005

Renaissance At East Hillside

Multiple Building Addresses, Duluth, MN 55805

11 2BR, 8 3BR

Apartments
19
Income-restricted
19
Placed in service
2003

Spirit Lake Manor

1099 88th Ave W, Duluth, MN 55808

80 1BR, 1 2BR

Apartments
81
Income-restricted
80
Placed in service
2001

The Village At Matterhorn

Multiple Building Addresses, Duluth, MN 55811

12 1BR, 69 2BR, 15 3BR

Apartments
96
Income-restricted
72
Placed in service
2007

Village Place

602 5th St E, Duluth, MN 55805

8 1BR, 47 2BR

Apartments
55
Income-restricted
38
Placed in service
2005

Washington Studios

315 Lake Ave N, Duluth, MN 55802

10 1BR, 14 2BR, 7 3BR

Apartments
39
Income-restricted
39
Placed in service
1996

Westgate Townhomes

Multiple Building Addresses, Duluth, MN 55810

10 2BR, 18 3BR

Apartments
28
Income-restricted
25
Placed in service
2001

Windwood Townhomes

Multiple Building Addresses, Duluth, MN 55811

12 1BR, 10 2BR, 39 3BR, 9 4BR

Apartments
70
Income-restricted
55
Placed in service
2002

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.