Minnesota

Tax credit apartments in Saint Cloud, MN

HUD's database lists 23 properties in Saint Cloud built or rehabbed with low-income housing tax credits: 992 apartments, 957 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Brownstones

Multiple Building Addresses, Saint Cloud, MN 56303

4 2BR, 8 3BR

Apartments
12
Income-restricted
12
Placed in service
2000

Granite City Townhomes

433 33rd Avenue North, Saint Cloud, MN 56303

8 2BR, 16 3BR

Apartments
24
Income-restricted
24
Placed in service
1996

H.o.p.e. On Ninth

525 9th Ave N, Saint Cloud, MN 56301

4 studio, 24 1BR, 3 2BR

Apartments
31
Income-restricted
31
Placed in service
2008

La Cruz Community

1505-1550 6th Avenue South, Saint Cloud, MN 56301

60 2BR, 24 3BR, 20 4BR

Apartments
104
Income-restricted
102
Placed in service
1994

Lincoln Pointe I Apartments

1060 7th Street SE, Saint Cloud, MN 56304

4 1BR, 11 2BR, 6 3BR

Apartments
21
Income-restricted
21
Placed in service
1993

Lincoln Pointe II Apartments

1002 7th St SE, Saint Cloud, MN 56301

Apartments
15
Income-restricted
15
Placed in service
1993

Linden Grove Veteran Apartments

4105 12th Ave N, Saint Cloud, MN 56303

24 studio, 11 1BR, 2 2BR

Apartments
37
Income-restricted
37
Placed in service
2016

Natures Edge Apartments

4202 Clearwater Road, Saint Cloud, MN 56301

8 2BR, 8 3BR

Apartments
16
Income-restricted
16
Placed in service
1998

Natures Edge II

4222 Clearwater Rd, Saint Cloud, MN 56301

16 2BR, 8 3BR

Apartments
24
Income-restricted
24
Placed in service
2000

Newbury I

3411 22nd St S, Saint Cloud, MN 56301

Apartments
24
Income-restricted
23
Placed in service
1992

Newbury II

3407 22nd St S, Saint Cloud, MN 56301

Apartments
24
Income-restricted
24
Placed in service
1993

Oak Grove Townhomes

Multiple Building Addresses, Saint Cloud, MN 56301

15 2BR, 15 3BR

Apartments
30
Income-restricted
29
Placed in service
2002

Oak Haven Estates

1110-1150 7th Street Southeast, Saint Cloud, MN 56304

8 1BR, 14 2BR, 16 3BR

Apartments
38
Income-restricted
38
Placed in service
1997

Riverside Apartments

101 Riverside Dr, Saint Cloud, MN 56304

HUD lists it as senior housing · 82 1BR, 3 2BR

Apartments
85
Income-restricted
79
Placed in service
2006

Swisshelm Village Apartments One

316 Laudenbach Ct, Saint Cloud, MN 56301

24 2BR, 8 3BR

Apartments
32
Income-restricted
32
Placed in service
2004

Swisshelm Village Apartments Two

304 Laudenbach Ct, Saint Cloud, MN 56301

24 2BR, 8 3BR

Apartments
32
Income-restricted
31
Placed in service
2004

The Creeks Townhomes

721 33rd Street South, Saint Cloud, MN 56301

8 2BR, 16 3BR

Apartments
24
Income-restricted
23
Placed in service
2000

The Highlands

2015 27th Street SE, Saint Cloud, MN 56304

11 1BR, 44 2BR, 45 3BR

Apartments
100
Income-restricted
98
Placed in service
2003

The Sanctuary At St. Cloud

2410 20th Ave SE, Saint Cloud, MN 56304

HUD lists it as senior housing · 91 studio, 46 1BR

Apartments
137
Income-restricted
137
Placed in service
2019

Westwood Village Apartments

770 Savanna Ave, Saint Cloud, MN 56301

24 2BR, 8 3BR

Apartments
32
Income-restricted
32
Placed in service
2003

Westwood Village Apartments Two

822 Savanna Ave, Saint Cloud, MN 56303

24 2BR, 8 3BR

Apartments
32
Income-restricted
31
Placed in service
2005

Woodland Park Apartments

Multiple Building Addresses, Saint Cloud, MN 56301

46 1BR, 20 2BR, 20 3BR

Apartments
86
Income-restricted
66
Placed in service
2002

Woodland Village Th

875 15th Ave SE, Saint Cloud, MN 56301

7 2BR, 25 3BR

Apartments
32
Income-restricted
32
Placed in service
2016

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.