New Jersey

Tax credit apartments in Irvington, NJ

HUD's database lists 6 properties in Irvington built or rehabbed with low-income housing tax credits: 515 apartments, 439 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Berkeley Terrace

10 Berkeley Terrace, Irvington, NJ 07111

Apartments
152
Income-restricted
152
Placed in service
2020

Clarshire II

875 18th Ave, Irvington, NJ 07111

Apartments
30
Income-restricted
30
Placed in service
1994

Hilltop Apartments

832 Chancellor Avenue, Irvington, NJ 07111

Apartments
113
Income-restricted
88
Placed in service
2018

Hilltop Apartments - Litc# 1514

280 Park Pl, Irvington, NJ 07111

51 1BR, 33 2BR, 4 3BR

Apartments
113
Income-restricted
88
Placed in service
2018

Hilltop Senior Litc #2016

280 Park Pl, Irvington, NJ 07111

4 studio, 65 1BR

Apartments
95
Income-restricted
69
Placed in service
2022

The Summit

599 South 20th Street, Irvington, NJ 07111

5 2BR, 7 3BR

Apartments
12
Income-restricted
12
Placed in service
2002

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.