114-124 Straight Street
114 Straight St, Paterson, NJ 07501
19 1BR, 25 2BR, 5 3BR
- Apartments
- 50
- Income-restricted
- 49
- Placed in service
- 2008
New Jersey
Tax credit apartments in Paterson, NJ
HUD's database lists 25 properties in Paterson built or rehabbed with low-income housing tax credits: 1,740 apartments, 1,722 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.
Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.
LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.
Acorn Straight Apartments
114 Straight Street, Paterson, NJ 07501
- Apartments
- 49
- Income-restricted
- 49
- Placed in service
- 2008
Alexander Hamilton II
260 22nd Ave, Paterson, NJ 07513
- Apartments
- 50
- Income-restricted
- 50
- Placed in service
- 2015
Alexander Hamilton Phase III
685 E. 34th Street, Paterson, NJ 07513
- Apartments
- 50
- Income-restricted
- 50
- Placed in service
- 2014
Apollo Dye Sr.
63-89 Straight Street, Paterson, NJ 07501
- Apartments
- 70
- Income-restricted
- 69
- Placed in service
- 2015
Apollo Senior
69 Straight St, Paterson, NJ 07501
69 1BR
- Apartments
- 69
- Income-restricted
- 69
- Placed in service
- 2015
Barclay Street Housing
133 Barclay St, Paterson, NJ 07503
15 1BR, 28 2BR, 12 3BR
- Apartments
- 55
- Income-restricted
- 55
- Placed in service
- 2023
Belmont Apartments
50 Belmont Avenue, Paterson, NJ 07522
- Apartments
- 85
- Income-restricted
- 85
- Placed in service
- 2011
Belmont Towers #404
91-95 Belmont Ave, Paterson, NJ 07522
- Apartments
- 42
- Income-restricted
- 41
- Placed in service
- 1998
Birch Street Supportive Housing
65 Birch Street / 17-23 Paterson Avenue, Paterson, NJ 07522
- Apartments
- 15
- Income-restricted
- 15
- Placed in service
- 2008
Christopher Columbus Homes II
61 Sandy Court, Paterson, NJ 07522
- Apartments
- 36
- Income-restricted
- 36
- Placed in service
- 2001
Colt Arms
52 Godwin Street, Paterson, NJ 07501
- Apartments
- 207
- Income-restricted
- 200
- Placed in service
- n/a
Congdon Mill #0902
13 1/2 Van Houten St, Paterson, NJ 07505
15 studio, 4 1BR, 26 2BR, 20 3BR
- Apartments
- 66
- Income-restricted
- 66
- Placed in service
- 2010
Eva's Village Apartments
133 Prince Street, Paterson, NJ 07501
- Apartments
- 50
- Income-restricted
- 50
- Placed in service
- 2010
Great Falls
24-25 Mill Street And 33-35 Van Houten St., Paterson, NJ 07501
- Apartments
- 145
- Income-restricted
- 139
- Placed in service
- 2014
Greater Paterson Development #574
43 Kathys Ct, Paterson, NJ 07501
- Apartments
- 109
- Income-restricted
- 109
- Placed in service
- 2000
Hamilton Square #2242
20-21 Mill Street, Paterson, NJ 07501
7 1BR, 54 2BR, 7 3BR
- Apartments
- 68
- Income-restricted
- 68
- Placed in service
- 2024
Hinchliffe Residential
1 Jasper St, Paterson, NJ 07522
5 studio, 55 1BR, 14 2BR
- Apartments
- 74
- Income-restricted
- 74
- Placed in service
- 2023
Mott School Project
81 Godwin Ave, Paterson, NJ 07501
- Apartments
- 3
- Income-restricted
- 3
- Placed in service
- 1994
North Of Main Street
60 Temple St, Paterson, NJ 07522
8 1BR, 33 2BR, 25 3BR, 4 4BR
- Apartments
- 70
- Income-restricted
- 70
- Placed in service
- 2000
Paterson Hope VI
685 E 34th St, Paterson, NJ 07513
6 1BR, 40 2BR, 19 3BR, 14 4BR
- Apartments
- 80
- Income-restricted
- 79
- Placed in service
- 2011
Riverside Senior Apartments
129 E 27th St, Paterson, NJ 07514
72 1BR, 8 2BR
- Apartments
- 80
- Income-restricted
- 80
- Placed in service
- 2022
Riverside Village Apartments Phase 1
18 Raymond St, Paterson, NJ 07514
3 1BR, 114 2BR, 39 3BR, 9 4BR
- Apartments
- 165
- Income-restricted
- 165
- Placed in service
- 2022
Sams Place
446 East 19th Street, Paterson, NJ 07524
- Apartments
- 19
- Income-restricted
- 19
- Placed in service
- 1999
Sheltering Arms
2 Broadway, Paterson, NJ 07505
21 2BR, 12 3BR
- Apartments
- 33
- Income-restricted
- 32
- Placed in service
- 1998
Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.
How tax credit apartments work
Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.
To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.
You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.