New York

Tax credit apartments in Amsterdam, NY

HUD's database lists 6 properties in Amsterdam built or rehabbed with low-income housing tax credits: 674 apartments, 658 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Amsterdam Senior

35 Wall St, Amsterdam, NY 12010

HUD lists it as senior housing · 68 1BR

Apartments
69
Income-restricted
67
Placed in service
n/a

Colonial Square Apts I & II (Highland & Holland)

200 Virginia Ln, Amsterdam, NY 12010

Apartments
200
Income-restricted
197
Placed in service
2014

Holland Circle Apartments

160 Holland Circle Drive, Amsterdam, NY 12020

42 1BR, 3 2BR, 3 3BR

Apartments
48
Income-restricted
48
Placed in service
2023

Tc - Amsterdam Nas

52-52 Division Street 95 Division Street, Amsterdam, NY 12010

HUD lists it as senior housing · 25 studio, 156 1BR, 14 2BR

Apartments
195
Income-restricted
190
Placed in service
2023

Veddersburg Apartments

251 E. Main Street, Amsterdam, NY 12010

12 studio, 46 1BR, 4 2BR

Apartments
62
Income-restricted
62
Placed in service
2023

Woodrow Townhouse

Bldg.#1 141 Woodrow Rd, Amsterdam, NY 12010

23 1BR, 34 2BR, 28 3BR, 9 4BR

Apartments
100
Income-restricted
94
Placed in service
2015

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.