New York

Tax credit apartments in Binghamton, NY

HUD's database lists 14 properties in Binghamton built or rehabbed with low-income housing tax credits: 497 apartments, 494 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

100 Chenango Place

100 Chenango Pl, Binghamton, NY 13901

56 studio, 88 1BR

Apartments
144
Income-restricted
141
Placed in service
2016

Antique Center Apts

171 Clinton St, Binghamton, NY 13905

4 1BR, 3 2BR

Apartments
7
Income-restricted
7
Placed in service
2004

Binghamton Gateway Homes

8 Meadow Street, Binghamton, NY 13905

2 studio, 26 1BR, 5 2BR, 4 3BR

Apartments
37
Income-restricted
37
Placed in service
2016

Canal Plaza

435 State Street, Binghamton, NY 13901

36 1BR, 12 2BR

Apartments
48
Income-restricted
48
Placed in service
2020

Crandell/north Street Revitalization

6 Crandall Street, Binghamton, NY 13905

2 studio, 18 1BR, 17 2BR

Apartments
37
Income-restricted
37
Placed in service
2018

E.j. Apartments

305 Clinton Street, Binghamton, NY 13905

17 1BR, 3 2BR

Apartments
20
Income-restricted
20
Placed in service
2018

East Hills Senior Housing

50 E Clapham St, Binghamton, NY 13904

HUD lists it as senior housing · 28 1BR, 4 2BR

Apartments
32
Income-restricted
32
Placed in service
2008

Hamilton House

16 St John Ave, Binghamton, NY 13905

HUD lists it as senior housing · 34 1BR, 3 2BR

Apartments
37
Income-restricted
37
Placed in service
2000

Historic Dwightsville Gateway Apts

256 Front St, Binghamton, NY 13905

8 1BR, 3 2BR, 2 3BR

Apartments
13
Income-restricted
13
Placed in service
2010

Kirkwood Senior Housing

26 S Woodhill Ave, Binghamton, NY 13904

HUD lists it as senior housing · 28 1BR, 4 2BR

Apartments
32
Income-restricted
32
Placed in service
2011

New Dwightsville

229 Front St, Binghamton, NY 13905

HUD lists it as senior housing · 3 1BR, 5 2BR, 10 3BR, 4 4BR

Apartments
22
Income-restricted
22
Placed in service
2001

North Of Main Revitalization

10 Edwards Street, Binghamton, NY 13095

5 studio, 14 1BR, 4 2BR

Apartments
23
Income-restricted
23
Placed in service
2023

Schoolhouse Apts

144 Clinton St, Binghamton, NY 13905

HUD lists it as senior housing · 10 1BR, 3 2BR

Apartments
13
Income-restricted
13
Placed in service
2005

Stratmill Brook Apts

104 Victoria Dr, Binghamton, NY 13904

HUD lists it as senior housing · 28 1BR, 4 2BR

Apartments
32
Income-restricted
32
Placed in service
2004

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.