New York

Tax credit apartments in Elmira, NY

HUD's database lists 12 properties in Elmira built or rehabbed with low-income housing tax credits: 841 apartments, 840 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Cds Elmira Senior Living

910 Maple Avenue, Elmira, NY 14904

HUD lists it as senior housing · 50 1BR

Apartments
50
Income-restricted
50
Placed in service
2018

Chemung Crossing

226-230 South Main Street, Elmira, NY 14904

1 studio, 33 1BR, 1 2BR, 8 3BR, 2 4BR

Apartments
45
Income-restricted
45
Placed in service
2019

Clemens Manor

201 E Church St, Elmira, NY 14901

HUD lists it as senior housing · 18 1BR, 12 2BR

Apartments
30
Income-restricted
30
Placed in service
2000

Eastgate Apts

150 Harriet St, Elmira, NY 14901

36 1BR, 66 2BR

Apartments
102
Income-restricted
102
Placed in service
2007

Gerard Block Apartments

118-126 Lake Street, Elmira, NY 14901

24 1BR, 4 2BR

Apartments
28
Income-restricted
28
Placed in service
2020

Hathorn Court

472 Hathorn Ct, Elmira, NY 14901

24 1BR, 174 2BR, 64 3BR, 12 4BR

Apartments
274
Income-restricted
274
Placed in service
2002

Lafrance Apartments

416 Powell Street, Elmira, NY 14904

37 1BR

Apartments
37
Income-restricted
37
Placed in service
2020

Libertad Elmira

624 Baldwin Street, Elmira, NY 14901

61 1BR, 24 2BR, 6 3BR

Apartments
91
Income-restricted
90
Placed in service
2019

Mcniff Commons

401 Powell St, Elmira, NY 14904

11 1BR

Apartments
11
Income-restricted
11
Placed in service
2006

Reynolds Way Apartments

406 E. Church Street, Elmira, NY 14901

5 studio, 30 1BR, 6 2BR

Apartments
41
Income-restricted
41
Placed in service
2024

St Joseph's Apts

550 E Church St, Elmira, NY 14901

HUD lists it as senior housing · 66 1BR

Apartments
66
Income-restricted
66
Placed in service
1994

St. Joseph's Preservation

550 Church St, Elmira, NY 14901

HUD lists it as senior housing · 66 1BR

Apartments
66
Income-restricted
66
Placed in service
2015

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.