New York

Tax credit apartments in Mt Vernon, NY

HUD's database lists 14 properties in Mt Vernon built or rehabbed with low-income housing tax credits: 1,293 apartments, 1,241 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

284 South Columbus Avenue

284 S Columbus Ave, Mt Vernon, NY 10553

5 studio, 29 1BR, 26 2BR, 5 3BR

Apartments
76
Income-restricted
65
Placed in service
1995

Community Gardens

470 S Fifth Ave, Mt Vernon, NY 10550

HUD lists it as senior housing · 54 1BR

Apartments
55
Income-restricted
54
Placed in service
2002

Enclave On 5th

15 S Fifth Ave, Mt Vernon, NY 10550

HUD lists it as senior housing

Apartments
40
Income-restricted
39
Placed in service
2014

Grace Plaza

159 S Fifth Ave, Mt Vernon, NY 10550

HUD lists it as senior housing · 82 1BR, 1 2BR

Apartments
83
Income-restricted
83
Placed in service
2005

Grace Towers Housing II

E Third St, Mt Vernon, NY

44 1BR, 88 2BR, 1 3BR

Apartments
133
Income-restricted
117
Placed in service
2010

Kings Court

117 S Second Ave, Mt Vernon, NY 10550

16 2BR, 4 3BR

Apartments
21
Income-restricted
20
Placed in service
2004

Levister Towers

240 S Seventh Ave, Mt Vernon, NY 10550

200 1BR, 243 2BR, 45 3BR

Apartments
488
Income-restricted
488
Placed in service
2005

Macedonia Towers

150 S Fifth Ave, Mt Vernon, NY 10550

HUD lists it as senior housing · 28 studio, 68 1BR, 1 2BR

Apartments
97
Income-restricted
97
Placed in service
2004

Marie Louise Heins Residences II

55 Bradley Ave, Mt Vernon, NY 10552

Apartments
61
Income-restricted
61
Placed in service
2013

Sixty At West 1st Street

60 W First St, Mt Vernon, NY 10550

19 1BR, 24 2BR

Apartments
43
Income-restricted
43
Placed in service
2011

South 15th Ave Apts

12 S 15th Ave, Mt Vernon, NY 10550

27 1BR, 17 2BR, 12 3BR

Apartments
66
Income-restricted
56
Placed in service
1995

South Side Properties

501 S Second Ave, Mt Vernon, NY 10550

HUD lists it as senior housing · 20 1BR, 8 2BR

Apartments
39
Income-restricted
28
Placed in service
1991

St John The Divine Episcopal Senior Res

259 S Columbus Ave, Mt Vernon, NY 10553

HUD lists it as senior housing · 20 1BR

Apartments
20
Income-restricted
20
Placed in service
2005

Unity Gardens

125 S Second Ave, Mt Vernon, NY 10550

HUD lists it as senior housing · 70 1BR

Apartments
71
Income-restricted
70
Placed in service
1999

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.