New York

Tax credit apartments in Utica, NY

HUD's database lists 21 properties in Utica built or rehabbed with low-income housing tax credits: 1,170 apartments, 1,099 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Academy Square Project

305 Elizabeth St, Utica, NY 13501

21 1BR, 23 2BR

Apartments
44
Income-restricted
44
Placed in service
1992

Asteri Utica

327 Bleeker Street, Utica, NY 13501

42 1BR, 7 2BR

Apartments
49
Income-restricted
49
Placed in service
2019

Genesee Crossing

1323 Francis St, Utica, NY 13502

HUD lists it as senior housing

Apartments
28
Income-restricted
n/a
Placed in service
2014

Johnson Park Green Community Apartments

6 Johnson Park, Utica, NY 13501

HUD lists it as senior housing · 51 1BR, 8 2BR, 3 3BR

Apartments
62
Income-restricted
61
Placed in service
2024

Kemble Square

724 Noyes St, Utica, NY 13502

9 1BR, 8 2BR, 11 3BR, 9 4BR

Apartments
37
Income-restricted
37
Placed in service
2010

Kembleton

1234 Kemble St, Utica, NY 13501

10 1BR, 9 2BR, 2 3BR, 6 4BR

Apartments
27
Income-restricted
27
Placed in service
2004

Kennedy Plaza Apts

700 Cornelia St, Utica, NY 13502

40 studio, 164 1BR

Apartments
204
Income-restricted
200
Placed in service
2011

Kennedy Plaza Low-rise Apts

700 Cornelia St, Utica, NY 13502

5 1BR, 83 2BR

Apartments
88
Income-restricted
88
Placed in service
2011

Link At Sunset

2507-2513 Sunset Ave., Utica, NY 13502

50 1BR, 10 2BR

Apartments
60
Income-restricted
51
Placed in service
2021

Macartovin Apartments

7 Devereux Street, Utica, NY 13501

HUD lists it as senior housing · 57 1BR, 9 2BR

Apartments
66
Income-restricted
66
Placed in service
2021

Mayfield Project I

1553 Oneida St, Utica, NY 13501

1 1BR, 7 2BR, 12 3BR, 3 4BR

Apartments
23
Income-restricted
23
Placed in service
1998

Mayfield Project II

1507 Oneida St, Utica, NY 13501

1 1BR, 1 2BR, 9 3BR, 6 4BR

Apartments
17
Income-restricted
17
Placed in service
1999

Mayfield Project III

1520 Oneida St, Utica, NY 13501

5 2BR, 10 3BR, 1 4BR

Apartments
16
Income-restricted
16
Placed in service
2001

Mayfield Project IV

1420 Oneida St, Utica, NY 13501

3 2BR, 6 3BR, 6 4BR

Apartments
15
Income-restricted
15
Placed in service
2003

Parkedge Townhomes

116 Parkedge Drive, Utica, NY 13502

84 2BR, 51 3BR, 49 4BR

Apartments
185
Income-restricted
156
Placed in service
2022

Roosevelt Residences

509 Second Street, Utica, NY 13501

6 1BR, 23 2BR, 19 3BR, 2 4BR

Apartments
50
Income-restricted
50
Placed in service
2020

Rutger Manor

1518 W St, Utica, NY 13501

9 2BR, 12 3BR, 12 4BR

Apartments
33
Income-restricted
33
Placed in service
2007

Starting Line Apartments

1914 Dwyer Avenue, Utica, NY 13501

54 1BR, 6 2BR

Apartments
60
Income-restricted
60
Placed in service
2020

Steuben Village

1122 Howard Ave, Utica, NY 13501

10 1BR, 14 2BR, 17 3BR, 8 4BR

Apartments
49
Income-restricted
49
Placed in service
2005

West Street Apartments

1013 West Street, Utica, NY 13501

36 1BR, 6 2BR

Apartments
42
Income-restricted
42
Placed in service
2018

Willow Commons

720 Noyes St, Utica, NY 13502

3 1BR, 4 2BR, 8 3BR

Apartments
15
Income-restricted
15
Placed in service
2006

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.