North Carolina

Tax credit apartments in Wilmington, NC

HUD's database lists 29 properties in Wilmington built or rehabbed with low-income housing tax credits: 2,343 apartments, 2,539 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Bennett Village Apartments

5745 Bennett Village Place, Wilmington, NC 28409

12 1BR, 36 2BR, 24 3BR

Apartments: 72
Income-restricted: 72
Placed in service: 2020

Canebreak Apts

4901 Amy Drive, Wilmington, NC 28403

HUD lists it as senior housing · 18 1BR, 14 2BR

Apartments: 32
Income-restricted: 32
Placed in service: 2006

Cape Fear Hotel Apartments

121 Chestnut Street, Wilmington, NC 28401

HUD lists it as senior housing · 12 studio, 80 1BR, 1 2BR

Apartments: 92
Income-restricted: 92
Placed in service: n/a

Cape Landing

338 Mosley Street, Wilmington, NC 28405

HUD lists it as senior housing

Apartments: 60
Income-restricted: 60
Placed in service: 2024

Creekwood South

714 Emory Street, Wilmington, NC 28405

44 2BR, 33 3BR, 61 4BR

Apartments: 138
Income-restricted: 138
Placed in service: 2012

Cypress Cove

331 S Turner Run, Wilmington, NC 28405

40 1BR, 80 2BR, 80 3BR

Apartments: 200
Income-restricted: 198
Placed in service: n/a

Driftwood Apts

3820 Princess Place Dr, Wilmington, NC 28405

14 1BR, 1 2BR

Apartments: 15
Income-restricted: 14
Placed in service: 2005

Estrella Landing Apartments

4611 Gordon Road, Wilmington, NC 28411

11 1BR, 41 2BR, 32 3BR

Apartments: 84
Income-restricted: 84
Placed in service: n/a

Gresham Place Apts

6612 Gordon Road, Wilmington, NC 28411

HUD lists it as senior housing · 39 1BR, 12 2BR

Apartments: 52
Income-restricted: 51
Placed in service: 2000

Hooper School Apts

410 Meares Street, Wilmington, NC 28401

22 1BR, 12 2BR, 16 3BR

Apartments: 50
Income-restricted: 50
Placed in service: 1998

Hopewood Apts

1302 1318 Martin Street, Wilmington, NC 28401

12 1BR, 4 2BR

Apartments: 17
Income-restricted: 16
Placed in service: 1998

J. A. Walker Apts

1020 Rankin Street, Wilmington, NC 28401

HUD lists it as senior housing · 34 1BR, 3 2BR

Apartments: 37
Income-restricted: 37
Placed in service: 2011

Lake Ridge Commons

4160 Lake Avenue, Wilmington, NC 28403

HUD lists it as senior housing · 39 1BR, 36 2BR

Apartments: 75
Income-restricted: 75
Placed in service: 2012

Lockwood Village Apartments

2132 San Lucas Court, Wilmington, NC 28412

12 1BR, 48 2BR

Apartments: 60
Income-restricted: 60
Placed in service: 2015

Market North Apartments

111 Darlington Ave, Wilmington, NC 28403

Apartments: 0
Income-restricted: 202
Placed in service: n/a

New Brooklyn Homes At Robert R. Taylor Estates

1205 N 5th Street, Wilmington, NC 28401

26 2BR, 20 3BR, 2 4BR

Apartments: 48
Income-restricted: 48
Placed in service: 2011

Rankin Terrace Apartments

415 12th Street N, Wilmington, NC 28401

30 2BR, 38 3BR, 9 4BR

Apartments: 77
Income-restricted: 77
Placed in service: 2015

Residence At Canopy Pointe

205 Middle Sound Loop Road, Wilmington, NC 28411

HUD lists it as senior housing · 36 1BR, 36 2BR

Apartments: 72
Income-restricted: 72
Placed in service: 2024

Robert R. Taylor Senior Homes

1308 5th Street North, Wilmington, NC 28401

HUD lists it as senior housing · 65 1BR, 31 2BR

Apartments: 96
Income-restricted: 96
Placed in service: 2008

Robert S. Jervay Place

1088 Thomas C Jervay Loop, Wilmington, NC 28401

HUD lists it as senior housing · 21 1BR, 44 2BR, 35 3BR

Apartments: 100
Income-restricted: 100
Placed in service: 2003

Spring Branch Apartments

4615 Greentree Road, Wilmington, NC 28405

8 1BR, 44 2BR, 32 3BR, 16 4BR

Apartments: 100
Income-restricted: 100
Placed in service: 2000

Sterling Reserve

5029 Carolina Beach Road, Wilmington, NC 28412

HUD lists it as senior housing · 28 1BR, 28 2BR

Apartments: 56
Income-restricted: 56
Placed in service: n/a

The Pointe At Taylor Estates

516 Taylor Street, Wilmington, NC 28401

36 2BR, 12 3BR

Apartments: 48
Income-restricted: 48
Placed in service: 2008

Tidewater Town Homes

314 Greendale Drive, Wilmington, NC 28405

12 1BR, 40 2BR, 40 3BR, 12 4BR

Apartments: 104
Income-restricted: 104
Placed in service: 2004

Village At Greenfield

1519 Lake Branch Dr, Wilmington, NC 28401

36 1BR, 356 2BR, 34 3BR

Apartments: 426
Income-restricted: 425
Placed in service: 2000

Vineyard Pointe

4917 Vineyard Lane, Wilmington, NC 28403

16 1BR, 31 2BR, 11 3BR

Apartments: 58
Income-restricted: 58
Placed in service: 2005

White Oak Apartments

7235 Darden Road, Wilmington, NC 28411

HUD lists it as senior housing · 42 1BR, 18 2BR

Apartments: 60
Income-restricted: 60
Placed in service: 2005

Willow Pond Apts

3508 3525 Frog Pond Place, Wilmington, NC 28403

14 2BR, 23 3BR

Apartments: 34
Income-restricted: 34
Placed in service: 1994

Woodridge Pointe

1536 Sandlapper Way, Wilmington, NC 28412

8 1BR, 36 2BR, 30 3BR, 6 4BR

Apartments: 80
Income-restricted: 80
Placed in service: 2019

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.