Ohio

Tax credit apartments in Kettering, OH

HUD's database lists 11 properties in Kettering built or rehabbed with low-income housing tax credits: 534 apartments, 534 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Courtyards Of Kettering

3248 Gracemore Ave, Kettering, OH 45420

41 1BR, 63 2BR

Apartments
104
Income-restricted
104
Placed in service
2000

Darby Run

4075 Wilmington Pike, Kettering, OH 45440

17 1BR, 23 2BR, 10 3BR

Apartments
50
Income-restricted
50
Placed in service
2023

Eastway Apts

3435 Marshall Rd, Kettering, OH 45429

15 1BR

Apartments
15
Income-restricted
15
Placed in service
1995

Hempstead Landing

Hempstead Station Drive And Meijer W Drive, Kettering, OH 45429

1 1BR, 1 2BR

Apartments
2
Income-restricted
2
Placed in service
2022

Hempstead Landing

Hempstead Station Drive And Meijer W Drive, Kettering, OH 45429

14 1BR, 19 2BR, 7 3BR

Apartments
40
Income-restricted
40
Placed in service
2022

Kettering Square Apts

1785 Renee Dr, Kettering, OH 45440

12 1BR, 91 2BR, 62 3BR

Apartments
165
Income-restricted
165
Placed in service
2003

Key Terrace

3908 Wilmington Pike, Kettering, OH 45429

40 1BR

Apartments
40
Income-restricted
40
Placed in service
2017

The Lofts At Kettering Town Center

3233 Woodman Dr, Kettering, OH 45420

2 1BR, 3 2BR, 2 3BR

Apartments
7
Income-restricted
7
Placed in service
2024

The Lofts At Kettering Town Center

3233 Woodman Dr, Kettering, OH 45420

17 1BR, 22 2BR, 12 3BR

Apartments
51
Income-restricted
51
Placed in service
2024

The Senior Village At Kettering Town Center

3253 Woodman Dr, Kettering, OH 45420

5 1BR, 3 2BR

Apartments
8
Income-restricted
8
Placed in service
2024

The Senior Village At Kettering Town Center

3253 Woodman Dr, Kettering, OH 45420

32 1BR, 20 2BR

Apartments
52
Income-restricted
52
Placed in service
2024

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.