Ohio

Tax credit apartments in Lorain, OH

HUD's database lists 13 properties in Lorain built or rehabbed with low-income housing tax credits: 628 apartments, 615 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Jenna Terrace Apts

3152 Fulmer Rd, Lorain, OH 44053

4 1BR, 48 2BR, 12 3BR

Apartments: 64
Income-restricted: 64
Placed in service: 1996

Lorain Green I

3501 Pin Oak Dr, Lorain, OH 44052

24 2BR, 24 3BR

Apartments: 48
Income-restricted: 48
Placed in service: 1997

Lorain Homes

3504 Dallas Ave, Lorain, OH 44055

8 4BR

Apartments: 8
Income-restricted: 8
Placed in service: 1997

Marshall Plaza Apts

2539 Marshall Ave, Lorain, OH 44052

16 1BR, 56 2BR, 17 3BR

Apartments: 89
Income-restricted: 89
Placed in service: 2012

Nativity Housing

1917 Lexington Aveune, Lorain, OH

8 3BR, 10 4BR

Apartments: 18
Income-restricted: 18
Placed in service: 2007

Nativity Manor

420 W 15th St, Lorain, OH 44052

HUD lists it as senior housing · 13 1BR, 25 2BR

Apartments: 38
Income-restricted: 32
Placed in service: 2004

Pearl Village Apts

4221 Pearl Ave, Lorain, OH 44055

12 1BR, 56 2BR, 12 3BR

Apartments: 80
Income-restricted: 80
Placed in service: 2003

Sheffield Meadows Apts

4854 Oneil Blvd, Lorain, OH 44055

16 2BR, 44 3BR

Apartments: 60
Income-restricted: 60
Placed in service: 1997

South Lorain

1500 E 29th St, Lorain, OH 44055

Apartments: 13
Income-restricted: 13
Placed in service: 1993

Southern Heights Multifamily

1648 E 29th St, Lorain, OH 44055

23 2BR, 26 3BR, 14 4BR

Apartments: 63
Income-restricted: 56
Placed in service: 2002

Sunrise Homes

4652 Oberlin, Lorain, OH 44053

27 1BR, 8 2BR

Apartments: 35
Income-restricted: 35
Placed in service: 2024

Threshold Homes

3803 Toledo Ave, Lorain, OH 44055

35 3BR, 5 4BR

Apartments: 40
Income-restricted: 40
Placed in service: 1995

Westgate Garden Apts

3005 Leavitt Rd, Lorain, OH 44052

12 1BR, 60 2BR

Apartments: 72
Income-restricted: 72
Placed in service: 2003

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.