South Carolina

Tax credit apartments in Gaffney, SC

HUD's database lists 9 properties in Gaffney built or rehabbed with low-income housing tax credits: 473 apartments, 473 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Autumn Glen Villas

611 West Buford Street, Gaffney, SC 29341

36 2BR, 24 3BR

Apartments
60
Income-restricted
60
Placed in service
2019

Connecticut Village

409 E. Junior High Road, Gaffney, SC 29340

15 1BR, 55 2BR, 25 3BR, 10 4BR

Apartments
105
Income-restricted
105
Placed in service
2022

Fairfield Apts

100 Fairfield Dr, Gaffney, SC 29341

24 1BR, 35 2BR

Apartments
59
Income-restricted
59
Placed in service
1995

Huntington Square Apts

100 Huntington Sq Dr, Gaffney, SC 29341

8 1BR, 32 2BR, 8 4BR

Apartments
48
Income-restricted
48
Placed in service
2010

Lockhart Lane Apts

473 Lockhart Ln, Gaffney, SC 29341

8 1BR, 24 2BR

Apartments
32
Income-restricted
32
Placed in service
1990

Peachtree Apts

100 Killion Dr, Gaffney, SC 29340

28 2BR

Apartments
28
Income-restricted
28
Placed in service
2014

Ryan Park Apts

400 Bonner Lake Rd, Gaffney, SC 29340

16 1BR, 32 2BR

Apartments
48
Income-restricted
48
Placed in service
2008

Westwind Village Apts

511 E Montgomery St, Gaffney, SC 29340

HUD lists it as senior housing · 44 1BR

Apartments
44
Income-restricted
44
Placed in service
1990

White Oak Apts

100 White Oak Dr, Gaffney, SC 29341

24 1BR, 25 2BR

Apartments
49
Income-restricted
49
Placed in service
1995

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.