Texas

Tax credit apartments in Laredo, TX

HUD's database lists 11 properties in Laredo built or rehabbed with low-income housing tax credits: 1,402 apartments, 742 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Casa Verde Apartments

8501 Casa Verde Rd, Laredo, TX 78041

40 1BR, 80 2BR, 32 3BR

Apartments
152
Income-restricted
138
Placed in service
n/a

Clark's Crossing Apts

3351 Clark Blvd, Laredo, TX 78043

Apartments
160
Income-restricted
120
Placed in service
2003

El Azteca Housing Development

200 Zaragoza St, Laredo, TX 78040

23 1BR, 15 2BR, 12 3BR

Apartments
50
Income-restricted
50
Placed in service
1996

Gallagher Gardens Apts/ Border Housing Initiative Funds

5118 Gallagher Ave, Laredo, TX 78041

28 2BR, 28 3BR

Apartments
56
Income-restricted
56
Placed in service
1998

Hamilton

815 Salinas Ave, Laredo, TX 78040

Apartments
165
Income-restricted
n/a
Placed in service
n/a

La Terraza At Lomas Del Sur

3201 S Ejido Ave, Laredo, TX 78046

Apartments
128
Income-restricted
128
Placed in service
2012

Laredo Vista I

5606 St David, Laredo, TX 78046

Apartments
160
Income-restricted
136
Placed in service
2003

Rio Grande Ranch

409 Riverhill Loop, Laredo, TX 78046

Apartments
226
Income-restricted
n/a
Placed in service
n/a

River Bank Village

202 Aquero Boulevard, Laredo, TX 78045

Apartments
152
Income-restricted
114
Placed in service
2015

Rosemont At Laredo Vista Phase I

5606 St David, Laredo, TX 78046

Apartments
38
Income-restricted
n/a
Placed in service
n/a

Rosemont At Laredo Vista Phase II

5606 St David, Laredo, TX 78046

Apartments
115
Income-restricted
n/a
Placed in service
n/a

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.