Vermont

Tax credit apartments in St Albans, VT

HUD's database lists 8 properties in St Albans built or rehabbed with low-income housing tax credits: 275 apartments, 248 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.

Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.

LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.

Brookside I - St Albans

5 Victoria Ln, St Albans, VT 05478

13 1BR, 22 2BR, 2 3BR

Apartments
37
Income-restricted
37
Placed in service
2010

Butler House

11 Lake St, St Albans, VT 05478

11 1BR, 1 2BR

Apartments
12
Income-restricted
6
Placed in service
2003

Four Winds Housing

145 N Elm St, St Albans, VT 05478

HUD lists it as senior housing · 44 1BR

Apartments
44
Income-restricted
43
Placed in service
2008

Hawk's Nest Elderly Housing

110 Hawks Nest, St Albans, VT 05478

HUD lists it as senior housing · 44 1BR, 22 2BR

Apartments
66
Income-restricted
57
Placed in service
2005

Hillcrest Views / Maple St Phase II

7 Clyde Allen Dr, St Albans, VT 05478

38 2BR

Apartments
38
Income-restricted
37
Placed in service
2000

Rail City Family Housing

101 Fairfield St, St Albans, VT 05478

1 studio, 4 1BR, 10 2BR, 14 3BR, 2 4BR

Apartments
31
Income-restricted
28
Placed in service
2014

Waugh Opera House

22 N Main St, St Albans, VT 05478

18 1BR, 2 2BR

Apartments
20
Income-restricted
16
Placed in service
2005

Willard Mill Housing

25 Stowell St, St Albans, VT 05478

12 1BR, 13 2BR, 2 3BR

Apartments
27
Income-restricted
24
Placed in service
2007

Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.

How tax credit apartments work

Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.

To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.

You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.