Cambridge Cove
470 SE 4th Avenue, Oak Harbor, WA 98277
HUD lists it as senior housing · 34 1BR, 3 2BR
- Apartments
- 37
- Income-restricted
- 36
- Placed in service
- 1991
Washington
Tax credit apartments in Oak Harbor, WA
HUD's database lists 8 properties in Oak Harbor built or rehabbed with low-income housing tax credits: 562 apartments, 552 of them income-restricted. Rents in those units are capped while each property's affordability agreement runs, and you qualify by income; many properties still keep waiting lists.
Equal housing opportunity. Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1-800-669-9777.
LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.
Chelsea Apartments
240 NE Izett St, Oak Harbor, WA 98277
33 1BR, 7 2BR
- Apartments
- 40
- Income-restricted
- 39
- Placed in service
- 2013
Fir Village Apartments
869 North Oak Harbor Rd, Oak Harbor, WA 98277
5 1BR, 19 2BR, 5 3BR
- Apartments
- 29
- Income-restricted
- 29
- Placed in service
- 2008
Harbor Ridge Apartments
950 N Oak Harbor St, Oak Harbor, WA 98277
6 1BR, 24 2BR, 2 3BR
- Apartments
- 32
- Income-restricted
- 31
- Placed in service
- 1993
Harbor Village Apartments
55 SW 6th Ave, Oak Harbor, WA 98277
8 1BR, 12 2BR, 8 3BR
- Apartments
- 28
- Income-restricted
- 27
- Placed in service
- 2009
Newport Apartments
280 NE Izett St, Oak Harbor, WA 98277
11 2BR, 5 3BR
- Apartments
- 16
- Income-restricted
- 16
- Placed in service
- 2013
Oak Bay Station
116 Barron Drive, Oak Harbor, WA 98277
13 1BR, 40 2BR, 29 3BR
- Apartments
- 82
- Income-restricted
- 81
- Placed in service
- 1997
Sag Preservation Portfolio 1
Multiple, Oak Harbor, WA 98277
157 1BR, 92 2BR, 50 3BR
- Apartments
- 298
- Income-restricted
- 293
- Placed in service
- 2019
Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024). Properties a state agency has flagged as no longer monitored are left out; properties placed in service after 2024 are not in HUD's database yet.
How tax credit apartments work
Each income-restricted unit has a maximum rent set from the area's income limits: gross rent, including a utility allowance for tenant-paid utilities, can't go above 30% of the income limit for the unit's size. The rent doesn't change with your own income, so a household near the bottom of the range pays the same rent as one near the top. That's different from public housing or a voucher, where you pay a share of what you earn.
To qualify, your household's income has to be at or under the limit the unit is set at, usually 50% or 60% of the area median, and up to 80% in some buildings. Management checks income, and assets, when you apply. A household made up entirely of full-time students generally can't qualify, with exceptions in IRC 42(i)(3)(D) such as single parents and married students filing jointly. More on qualifying.
You can apply with a Housing Choice voucher, and the property can't turn you down because you have one.