Maine · Portland, ME HUD Metro FMR Area
LIHTC income and rent limits: Portland city, Cumberland County, ME
For 2026, a household of four in Portland city, Cumberland County qualifies for a 60% tax credit unit with income up to $83,460, or $69,550 for a 50% unit. The most a 60% two-bedroom can charge in gross rent, utilities included, is $1,878 a month. HUD's area median family income here is $139,100.
Four-person limits by income level
- 20% $27,820
- 30% $41,730
- 40% $55,640
- 50% $69,550
- 60% $83,460
- 70% $97,370
- 80% $111,280
| Level | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people |
|---|---|---|---|---|---|---|---|---|
| 20% AMI | $19,480 | $22,260 | $25,040 | $27,820 | $30,060 | $32,280 | $34,500 | $36,740 |
| 30% AMI | $29,220 | $33,390 | $37,560 | $41,730 | $45,090 | $48,420 | $51,750 | $55,110 |
| 40% AMI | $38,960 | $44,520 | $50,080 | $55,640 | $60,120 | $64,560 | $69,000 | $73,480 |
| 50% AMI | $48,700 | $55,650 | $62,600 | $69,550 | $75,150 | $80,700 | $86,250 | $91,850 |
| 60% AMI | $58,440 | $66,780 | $75,120 | $83,460 | $90,180 | $96,840 | $103,500 | $110,220 |
| 70% AMI | $68,180 | $77,910 | $87,640 | $97,370 | $105,210 | $112,980 | $120,750 | $128,590 |
| 80% AMI | $77,920 | $89,040 | $100,160 | $111,280 | $120,240 | $129,120 | $138,000 | $146,960 |
| Level | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 5 BR |
|---|---|---|---|---|---|---|
| 20% AMI | $487 | $521 | $626 | $723 | $807 | $890 |
| 30% AMI | $730 | $782 | $939 | $1,085 | $1,210 | $1,335 |
| 40% AMI | $974 | $1,043 | $1,252 | $1,447 | $1,614 | $1,781 |
| 50% AMI | $1,217 | $1,304 | $1,565 | $1,808 | $2,017 | $2,226 |
| 60% AMI | $1,461 | $1,565 | $1,878 | $2,170 | $2,421 | $2,671 |
| 70% AMI | $1,704 | $1,826 | $2,191 | $2,532 | $2,824 | $3,116 |
| 80% AMI | $1,948 | $2,087 | $2,504 | $2,894 | $3,228 | $3,562 |
Source: HUD FY2026 Multifamily Tax Subsidy Project income limits (MTSP-Data-FY26 and MTSP-IncAvg-Data-FY26, HUD files dated March 27, 2026). Rents: 30% of the limit for 1 person (studio) or 1.5 people per bedroom, averaging adjacent sizes for fractional counts, divided by 12 and rounded down (IRS Publication 5913, Form 8823 Guide). State agencies publish their own charts and audit against them; some round differently.
HERA Special limits apply in this area. This is a "HUD hold harmless impacted" area under IRC 142(d)(2)(E), so projects placed in service here by December 31, 2008 use these higher limits instead: four-person $84,180 at 60% and $70,150 at 50%, which puts a 60% two-bedroom at $1,894. Projects placed in service after 2008 use the regular limits above.
For developers
5 census tracts in Cumberland County are Qualified Census Tracts on HUD's 2027 list. 5 ZIP code areas in the Portland, ME HUD Metro FMR Area are 2027 Small DDAs. Check a specific site with the QCT and DDA lookup, then size the credits in the estimator.
22 other Maine areas share these limits because HUD sets them for the whole Portland, ME HUD Metro FMR Area.
For renters
HUD's database lists 105 tax credit properties in Cumberland County still monitored by the state, with 4,760 income-restricted apartments. Each unit is set at one of the levels above, most often 60%, and its rent is capped by its size, not set by your income.
Properties by city: Portland (51), Westbrook (17), South Portland (12), Scarborough (7), Freeport (5).
All 4,764 areas as one file: MTSP limits download (CSV and JSON).