Mississippi · HUD 2027 designations
Mississippi 2027 QCTs and DDAs by county
HUD's 2027 list puts 174 Mississippi census tracts, home to 536,122 people in the 2020 Census, in qualified census tracts, across 60 counties; Hinds County (26), Harrison County (16), Lauderdale County (7) have the most. 4 nonmetropolitan counties are difficult development areas. 7 ZIP code areas (ZCTAs) are Small Area DDAs. A building in a QCT or DDA can take 130% of eligible basis. The lists apply to allocations and bond issues after December 31, 2026.
Qualified census tracts by county
Sources: HUD 2027 QCT data file (qct_data_2027.xlsx), checked tract by tract against HUD's QCT2027.csv; population from the 2020 Census columns in that file. Properties: HUD's LIHTC database (LIHTCPUB, revised May 28, 2026), monitored properties by 2020 tract.
Nonmetropolitan DDA counties
Every site in these counties is in a 2027 difficult development area: Leake County, Pike County, Pontotoc County, Walthall County.
Small Area DDA ZIP codes
In metro areas HUD designates DDAs by ZIP Code Tabulation Area. A ZCTA follows ZIP code boundaries closely but not exactly, so check a specific address with the lookup.
| Metro area | 2027 Small Area DDA ZCTAs |
|---|---|
| Gulfport-Biloxi, MS HUD Metro FMR Area | 39525 |
| Jackson, MS HUD Metro FMR Area | 39047, 39110, 39232 |
| Marshall County, MS HUD Metro FMR Area | 38611, 38654 |
| Memphis, TN-MS-AR HUD Metro FMR Area | 38672 |
Changes from the 2026 lists
Compared with HUD's 2026 lists, Mississippi gains 20 qualified census tracts and loses 23; 2 Small Area DDA ZIP codes are new and 1 dropped off; 0 nonmetro DDA counties are new and 20 dropped off. A site that dropped off keeps its status for an application filed before 2027 and allocated within 730 days. Every state's changes.
| County | Tracts new for 2027 | Tracts dropped since 2026 |
|---|---|---|
| Hinds County | 35, 101.03, 103.01 | 36, 114 |
| Harrison County | 32.08 | 12.06, 32.15, 39.02 |
| DeSoto County | 703.23, 703.24 | |
| Lamar County | 206 | 203.08 |
| Panola County | 9502.01, 9503.01 | |
| Warren County | 9505 | 9503 |
| Adams County | 5 | |
| Carroll County | 9502.01 | |
| Copiah County | 9505.02 | |
| Forrest County | 5 | |
| Grenada County | 9504 | |
| Hancock County | 301.02 | |
| Humphreys County | 9501 | |
| Jackson County | 419 | |
| Jasper County | 9504.01 | |
| Jefferson Davis County | 9501.02 | |
| Jones County | 9501.02 | |
| Kemper County | 301 | |
| Lauderdale County | 102.04 | |
| Lincoln County | 9506.02 | |
| Madison County | 311 | |
| Marion County | 9502 | |
| Marshall County | 9504.02 | |
| Pearl River County | 9507.02 | |
| Pike County | 9506.01 | |
| Prentiss County | 9503.01 | |
| Quitman County | 9502 | |
| Rankin County | 204.02 | |
| Sunflower County | 9503 | |
| Walthall County | 9502 | |
| Washington County | 11 | |
| Wayne County | 9501.02 |
Nonmetro DDA counties dropped: Amite County, Bolivar County, Claiborne County, Clarke County, George County, Grenada County, Issaquena County, Jones County, Lafayette County, Lauderdale County, Lawrence County, Lee County, Marion County, Monroe County, Newton County, Noxubee County, Oktibbeha County, Panola County, Pearl River County, Warren County.
Small Area DDA ZIP codes new for 2027: 39232, 39525.
Small Area DDA ZIP codes dropped: 38924.
Computed by us from HUD's 2026 and 2027 files; 2026 notice: FR Doc. 2025-19007.
Designations: HUD 2027 QCT and DDA designations, FR Doc. 2026-20390 (91 FR 63573, Oct. 6, 2026).
More Mississippi data
- LIHTC in Mississippiagency, QAP, ceiling
- Year 15 and Year 30 propertiesby county
- QCT and DDA lookupby address
- The 130% basis boostguide
Financing a Mississippi deal in a QCT or DDA?
Construction, bond, bridge and permanent debt for 4% and 9% deals.