North Carolina · HUD 2027 designations
North Carolina 2027 QCTs and DDAs by county
HUD's 2027 list puts 456 North Carolina census tracts, home to 1,645,971 people in the 2020 Census, in qualified census tracts, across 79 counties; Mecklenburg County (53), Guilford County (30), Gaston County (27) have the most. 9 nonmetropolitan counties are difficult development areas. 36 ZIP code areas (ZCTAs) are Small Area DDAs. A building in a QCT or DDA can take 130% of eligible basis. The lists apply to allocations and bond issues after December 31, 2026.
Qualified census tracts by county
Sources: HUD 2027 QCT data file (qct_data_2027.xlsx), checked tract by tract against HUD's QCT2027.csv; population from the 2020 Census columns in that file. Properties: HUD's LIHTC database (LIHTCPUB, revised May 28, 2026), monitored properties by 2020 tract.
Nonmetropolitan DDA counties
Every site in these counties is in a 2027 difficult development area: Bertie County, Chowan County, Craven County, Dare County, Haywood County, Lee County, Pasquotank County, Transylvania County, Watauga County.
Small Area DDA ZIP codes
In metro areas HUD designates DDAs by ZIP Code Tabulation Area. A ZCTA follows ZIP code boundaries closely but not exactly, so check a specific address with the lookup.
| Metro area | 2027 Small Area DDA ZCTAs |
|---|---|
| Asheville, NC MSA | 28704, 28709, 28729, 28759, 28790, 28801, 28803, 28804, 28806 |
| Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area | 28075, 28079, 28202, 28203, 28204, 28277 |
| Gates County, NC HUD Metro FMR Area | 27926, 27937, 27938, 27946, 27969, 27979 |
| Goldsboro, NC MSA | 27534 |
| Greensboro-High Point, NC HUD Metro FMR Area | 27235, 27301, 27410 |
| Hickory-Lenoir-Morganton, NC MSA | 28673, 28682 |
| Hoke County, NC HUD Metro FMR Area | 28304 |
| Iredell County, NC HUD Metro FMR Area | 28117 |
| Jacksonville, NC MSA | 28454, 28542 |
| Pender County, NC HUD Metro FMR Area | 28411 |
| Pinehurst-Southern Pines, NC MSA | 28374 |
| Rockingham County, NC HUD Metro FMR Area | 27358 |
| Wilmington, NC HUD Metro FMR Area | 28480 |
| Winston-Salem, NC HUD Metro FMR Area | 27040 |
Changes from the 2026 lists
Compared with HUD's 2026 lists, North Carolina gains 64 qualified census tracts and loses 67; 20 Small Area DDA ZIP codes are new and 16 dropped off; 0 nonmetro DDA counties are new and 9 dropped off. A site that dropped off keeps its status for an application filed before 2027 and allocated within 730 days. Every state's changes.
| County | Tracts new for 2027 | Tracts dropped since 2026 |
|---|---|---|
| Mecklenburg County | 15.10, 19.19, 19.23, 31.09, 38.09, 58.68 | 6, 8, 15.09, 18.01, 19.14, 38.02, 40, 54.05, 56.26, 60.16 |
| Guilford County | 112.02, 119.05, 126.19, 126.20, 144.11, 161.02 | 125.04, 126.12, 136.01, 143 |
| Cumberland County | 16.03, 23.02 | 12, 34.03, 35.01 |
| Gaston County | 313.04, 316, 322.01, 327.03 | 306.01 |
| Johnston County | 401.01, 409.04, 410.04, 412.03, 412.06 | |
| Forsyth County | 17, 27.02, 32.02, 39.03 | |
| Iredell County | 601, 613.01 | 606.03, 616.01 |
| Wake County | 523.07, 528.11, 537.13, 542.24 | |
| Caldwell County | 308.02 | 301, 314.03 |
| Davidson County | 613 | 608, 615.01 |
| Duplin County | 901.02, 908.04 | 901.03 |
| Haywood County | 9209, 9211, 9213.02 | |
| Robeson County | 9607.01, 9620.02 | 9606.01 |
| Rowan County | 513.03 | 502.01, 520 |
| Wayne County | 7, 20 | 15 |
| Wilson County | 4.02, 7.01 | 6.01 |
| Alamance County | 203.02 | 208.02 |
| Brunswick County | 204.09 | 201.01 |
| Carteret County | 9704.02, 9705.01 | |
| Columbus County | 9311, 9312.02 | |
| Henderson County | 9312, 9313 | |
| Northampton County | 9204.01 | 9203.01 |
| Onslow County | 9.02 | 9.01 |
| Pamlico County | 9501.03 | 9501.04 |
| Rockingham County | 410.01, 415.02 | |
| Sampson County | 9701.01, 9709 | |
| Scotland County | 105.01 | 101.02 |
| Ashe County | 9708.01 | |
| Beaufort County | 9308 | |
| Cabarrus County | 421.02 | |
| Catawba County | 102.03 | |
| Chatham County | 204.02 | |
| Cherokee County | 9304.01 | |
| Cleveland County | 9511 | |
| Craven County | 9609 | |
| Dare County | 9705.01 | |
| Durham County | 13.03 | |
| Edgecombe County | 211 | |
| Franklin County | 604.04 | |
| Granville County | 9707.02 | |
| Halifax County | 9307.01 | |
| Harnett County | 709.02 | |
| Hertford County | 9504.01 | |
| Hoke County | 9704.02 | |
| Lee County | 304.02 | |
| Lenoir County | 107 | |
| Macon County | 9703.04 | |
| Moore County | 9505.05 | |
| Orange County | 107.09 | |
| Pender County | 9203 | |
| Pitt County | 20.03 | |
| Randolph County | 311.01 | |
| Rutherford County | 9609 | |
| Union County | 204.05 | |
| Vance County | 9605 | |
| Warren County | 9502.01 | |
| Washington County | 9501 | |
| Wilkes County | 9609.02 | |
| Yadkin County | 504.01 |
Nonmetro DDA counties dropped: Avery County, Duplin County, Granville County, NC HUD Metro FMR Area, Hertford County, Macon County, Northampton County, Pamlico County, NC HUD Metro FMR Area, Vance County, Wilson County.
Small Area DDA ZIP codes new for 2027: 27040, 27235, 27301, 27358, 27410, 27534, 27926, 27937, 27938, 27946, 27969, 27979, 28304, 28374, 28454, 28704, 28759, 28790, 28801, 28806.
Small Area DDA ZIP codes dropped: 27502, 27517, 27519, 27560, 27712, 28036, 28078, 28104, 28119, 28173, 28211, 28262, 28269, 28270, 28273, 28278.
Computed by us from HUD's 2026 and 2027 files; 2026 notice: FR Doc. 2025-19007.
Designations: HUD 2027 QCT and DDA designations, FR Doc. 2026-20390 (91 FR 63573, Oct. 6, 2026).
More North Carolina data
- LIHTC in North Carolinaagency, QAP, ceiling
- Year 15 and Year 30 propertiesby county
- QCT and DDA lookupby address
- The 130% basis boostguide
Financing a North Carolina deal in a QCT or DDA?
Construction, bond, bridge and permanent debt for 4% and 9% deals.