Oakland, California · Alameda County
Ironhorse at Central Station
Ironhorse at Central Station is a low-income housing tax credit (Section 42) property at 1801 14th St, Oakland, CA 94607 with 98 income-restricted apartments out of 99, placed in service in 2009. In 2026 a household of four qualifies for a 60% unit here with income up to $101,820, and a 60% two-bedroom can charge at most $2,292 a month in gross rent.
Equal housing opportunity. Fair Housing Act protections apply, and tax credit properties can't turn down a Housing Choice voucher. Report discrimination to HUD at 1‑800‑669‑9777. LIHTC Atlas doesn't own, manage or rent these apartments.
Full fair housing notice
Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1‑800‑669‑9777.
LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.
Property facts
- Address
- 1801 14th St, Oakland, CA 94607 (map)
- County
- Alameda County
- Apartments
- 99
- Income-restricted apartments
- 98
- Bedrooms
- 28 one-bedrooms, 30 two-bedrooms, 41 three-bedrooms
- Who it serves (HUD)
- Families
- Placed in service
- 2009
- Credits allocated
- 2007
- Construction
- New construction
- Credit type
- 4% (30% present value credit)
- Tax-exempt bond financing
- Yes
- Census tract (2020)
- 06001401700
- HUD project ID
- CAA20090555
Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024), as the state allocating agency reported it. HUD lists the property as still monitored for compliance. Contact the property's management for current rents, availability and income rules.
2026 income limits and rents in Alameda County
To rent an income-restricted apartment here in 2026, a household's income has to be at or under the unit's limit: $71,280 for one person or $101,820 for four at 60% of area median, $59,400 or $84,850 at 50%. HUD's FY2026 median family income for the area (Oakland-Fremont, CA HUD Metro FMR Area) is $162,800.
HUD's record lists the property's elected income test as 60% of area median (the 40/60 test).
Income limits by household size, 2026
| Level | 1 person | 2 people | 3 people | 4 people |
|---|---|---|---|---|
| 50% AMI | $59,400 | $67,900 | $76,400 | $84,850 |
| 60% AMI | $71,280 | $81,480 | $91,680 | $101,820 |
Maximum gross monthly rent by unit size, 2026
| Level | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| 50% AMI | $1,485 | $1,591 | $1,910 | $2,206 | $2,461 |
| 60% AMI | $1,782 | $1,909 | $2,292 | $2,647 | $2,953 |
Source: HUD FY2026 MTSP income limits (files dated March 27, 2026). Rents are ceilings, gross of the utility allowance for tenant-paid utilities, computed by the IRS Publication 5913 method (30% of the limit for 1 person in a studio or 1.5 people per bedroom, over 12, rounded down); the rent the property charges can be lower. A project's limits can't fall below those of earlier years (IRC 142(d)(2)(E)), so a property already in service may use higher figures. All 2026 limits for Alameda County, every level from 20% to 80%.
How long the units stay affordable
15-year compliance period: 2009 to about 2023. It starts with the first year of the credit period, which is the year the building was placed in service or, if the owner elects, the next year, so it can run a year later, through 2024 (IRC 42(f)(1), 42(i)(1)). It has ended.
Extended use: 2038 at the earliest. The extended use agreement keeps the units income-restricted for at least 15 years after the compliance period, 30 years in all; that is the federal minimum, and many state agencies require longer (IRC 42(h)(6)(D)).
After year 14 an owner can ask the state agency to find a buyer at the "qualified contract" price; if none is found, the extended use period can end early, with three more years of protection for existing tenants, unless the agreement waives that right, as many states require (IRC 42(h)(6)(E)-(F)). The recorded agreement governs; ask the state agency for this property's terms.
QCT and DDA status
Its 2020 census tract, 06001401700, is not a Qualified Census Tract on HUD's 2027 list. ZIP code 94607 doesn't match a 2027 Small Difficult Development Area ZCTA.
For the year it was placed in service, HUD's record puts the property in a Qualified Census Tract, on that year's tract boundaries.
The 2027 lists (HUD, Federal Register Doc. 2026-20390) govern allocations made after 2026, such as a resyndication; the property's original basis boost depended on the lists in force when it received credits. A ZIP code and its ZCTA usually match but not always. Check an exact address with the QCT and DDA lookup.
Other tax credit properties in Oakland
- 1714-1716 Eleventh Street1714 11th St · 2 restricted units
- Drachma Housing1029 Campbell St · 19 restricted units
- Marcus Garvey Commons721 Wood St · 22 restricted units
- Oakland Point1448 Tenth St · 31 restricted units
- Mandela Gateway1350 Seventh St · 166 restricted units
- Adeline Street Lofts1131 24th St · 37 restricted units
All 124 properties in Oakland. Nearby cities: Alameda (10), Emeryville (5), Berkeley (26), San Francisco (219), San Leandro (17), Richmond (24).
How tax credit apartments work
Rent in an income-restricted unit is capped by the unit's size, not set by your income, and you qualify if your household earns at or under the unit's limit, usually 50% or 60% of the area median. You can apply with a Housing Choice voucher. How to qualify, step by step.